Slick,
much has changed since that post.
In Oct 2010, I was diagnosed with colon cancer. I got gut cut and returned to work in Feb 2011.
Financially, I am able to retire after 25yrs, except for one very important caveat in the Central States retirement health care insurance plan. Max yearly insurance payments are $150,000, thru CS, and at a cost of $800 a month.
Since I have a pre-existing condition, self insurance would cost me $3,000 to $4,000 a month.
So, to answer your question, the decision was already made for me.
Each morning I dust off my boots and try to make one more day.
Tomorrow will have to take care of itself.
Based on your post, you have been keeping a sharp eye on me.
Thanks for your concern.