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401k...learning the market
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 944207" data-attributes="member: 12570"><p><a href="http://www.retirement.prudential.com" target="_blank">http://www.retirement.prudential.com</a></p><p></p><p>The first step would be to register. Once that is done you need to decide how much you want to contribute and how you want that money allocated. The contribution rate is a % of your before tax pay and is deducted weekly.</p><p></p><p>How much to contribute and how you want it allocated are purely personal decisions. There is a tutorial on the website on the basics of a 401k which may help you.</p><p></p><p>You are a new employee with less than a year of service. You are probably bringing home $100-125/week. It may be tough for you to set aside money at this point in your life. You may be better served to hold off on funding your 401k until you have a few years under your belt and your take home pay has increased.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 944207, member: 12570"] [URL]http://www.retirement.prudential.com[/URL] The first step would be to register. Once that is done you need to decide how much you want to contribute and how you want that money allocated. The contribution rate is a % of your before tax pay and is deducted weekly. How much to contribute and how you want it allocated are purely personal decisions. There is a tutorial on the website on the basics of a 401k which may help you. You are a new employee with less than a year of service. You are probably bringing home $100-125/week. It may be tough for you to set aside money at this point in your life. You may be better served to hold off on funding your 401k until you have a few years under your belt and your take home pay has increased. [/QUOTE]
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