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401k...learning the market
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<blockquote data-quote="ajblakejr" data-source="post: 944985" data-attributes="member: 18807"><p>Life is full of choices.</p><p></p><p>I was part-time and worked two jobs.</p><p>My bartending tips became "bonus"money that I rolled into TRPrice Equity Income one unit at a time.</p><p></p><p>I shared an apartment and regretted my expensive new car habit.</p><p></p><p>I learned to live on clothing from Goodwill because I discovered a dirty secret women have and benefited because of the secret "skinny closet". (Purchase new clothing to fit a size you plan to be and eventually donate it to Goodwill with the spanking new tags still attached.)</p><p></p><p>And now I know several people that "wished" they would have contributed more when younger.</p><p></p><p>All I can say is "save baby save"...</p><p></p><p>And to futher from my experience, when someone I know graduates from college, I give them a choice of 500. cash or start a Roth IRA which I will fund the first 1,000.</p><p></p><p>Two have grabbed the cash...one went for the Roth IRA. The Roth IRA grew and was used for her down payment as a first time home buyer...</p><p></p><p>And sometimes, Mom and Dad are so excited that you consider saving for your future...they may toss a few bucks at you.</p><p></p><p>Like I said. Choices.</p></blockquote><p></p>
[QUOTE="ajblakejr, post: 944985, member: 18807"] Life is full of choices. I was part-time and worked two jobs. My bartending tips became "bonus"money that I rolled into TRPrice Equity Income one unit at a time. I shared an apartment and regretted my expensive new car habit. I learned to live on clothing from Goodwill because I discovered a dirty secret women have and benefited because of the secret "skinny closet". (Purchase new clothing to fit a size you plan to be and eventually donate it to Goodwill with the spanking new tags still attached.) And now I know several people that "wished" they would have contributed more when younger. All I can say is "save baby save"... And to futher from my experience, when someone I know graduates from college, I give them a choice of 500. cash or start a Roth IRA which I will fund the first 1,000. Two have grabbed the cash...one went for the Roth IRA. The Roth IRA grew and was used for her down payment as a first time home buyer... And sometimes, Mom and Dad are so excited that you consider saving for your future...they may toss a few bucks at you. Like I said. Choices. [/QUOTE]
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