Home
Forums
New posts
Search forums
What's new
New posts
Latest activity
Members
Current visitors
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Brown Cafe UPS Forum
UPS Retirement Topics
401K set up advice
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="TUT" data-source="post: 1259124" data-attributes="member: 29298"><p>If there is no company match you did right. However I'm not a fan of Retirement Year Funds, but you are young and have years to figure it out. You should be able to get reports of what different funds you can get into and how they are doing. Check the % return of the past year, 5, 10 and lifetime. This past year was downright monstrous in a good way. You'll most likely notice several other funds outpacing Retirement Year Funds. Right now you want to be in stocks over bonds imo (One's returning 30% the other -%'s). You want to get comfortable with the website that controls your Roth, you want to learn how you can change things up as times change. Most just take the Retirement Year Funds and never look at it again, imo that leaves good dollars off the table for you.</p><p></p><p>As said by a few others, in my 401K it is mostly S&P 500 at this time. But I look at it every 3 months when the reports get emailed to me. Typically another good practice if possible is add another 1% savings each year.</p></blockquote><p></p>
[QUOTE="TUT, post: 1259124, member: 29298"] If there is no company match you did right. However I'm not a fan of Retirement Year Funds, but you are young and have years to figure it out. You should be able to get reports of what different funds you can get into and how they are doing. Check the % return of the past year, 5, 10 and lifetime. This past year was downright monstrous in a good way. You'll most likely notice several other funds outpacing Retirement Year Funds. Right now you want to be in stocks over bonds imo (One's returning 30% the other -%'s). You want to get comfortable with the website that controls your Roth, you want to learn how you can change things up as times change. Most just take the Retirement Year Funds and never look at it again, imo that leaves good dollars off the table for you. As said by a few others, in my 401K it is mostly S&P 500 at this time. But I look at it every 3 months when the reports get emailed to me. Typically another good practice if possible is add another 1% savings each year. [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Brown Cafe UPS Forum
UPS Retirement Topics
401K set up advice
Top