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Brown Cafe UPS Forum
UPS Retirement Topics
401k vs pension
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<blockquote data-quote="Dfigtree" data-source="post: 88250" data-attributes="member: 5050"><p>25yrvet,</p><p> </p><p>You need to be specific about your retirement. You must determine When you plan to retire and How much you need. This means you have to address your mortgage, your kids education, your insurances and your lifestyle (travel, golf , etc.) NOW. You will need more money than you think, particularly if you want to stop working early.</p><p> </p><p>Do you qualify for an IRA, or an IRA for your spouse or Roth IRA? You don't have to pull out your money from an IRA until the April 1 after the year you turn 70 1/2. You never have to pull out your money from a Roth. Plan or get a planner. Don't guess.</p></blockquote><p></p>
[QUOTE="Dfigtree, post: 88250, member: 5050"] 25yrvet, You need to be specific about your retirement. You must determine When you plan to retire and How much you need. This means you have to address your mortgage, your kids education, your insurances and your lifestyle (travel, golf , etc.) NOW. You will need more money than you think, particularly if you want to stop working early. Do you qualify for an IRA, or an IRA for your spouse or Roth IRA? You don't have to pull out your money from an IRA until the April 1 after the year you turn 70 1/2. You never have to pull out your money from a Roth. Plan or get a planner. Don't guess. [/QUOTE]
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