UpstateNYUPSer(Ret)
Well-Known Member
Wife gave some excellent advice, especially in regard to saving for retirement. I know when you are 21 you think retirement is light years away but it will be here before you know it. Contribute as much as you can in to your Roth 401k. I have found that if I don't see the money (payroll deduction) I can't spend it.