Home
Forums
New posts
Search forums
What's new
New posts
Latest activity
Members
Current visitors
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Brown Cafe UPS Forum
UPS Union Issues
AETNA's Effect on our 2013 Contract Negotiations
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="Bagels" data-source="post: 1111918" data-attributes="member: 43436"><p>Huh? What most people refer to as "health plans" - for example, HMOs - are in fact a form of health insurance. By purest definition, insurance is pooling/sharing risks. So your "health care plan" and liability are indeed a form of insurance. <u>Which is a form of socialism</u>.</p><p></p><p>Traditional VSP are example of true health plans. It's no different than buying a Groupon: you pay a fixed price for a package of discounts, it's subtracted from each payroll period (for up to two years, depending on what you'e purchased); after it's paid for, you select a participating provider who's relying on volume, VSP services (they manufacturer the lenses) & upsells on frames to make it worthwhile. There's absolute no risk or pooled costs. (And in reality, one could find better deals by shopping around chain optical stores & asking for cash discounts.) UPS pays for the member's cost of VSP ... I'm unclear as to the arrangement -- if UPS pays a discounted amount for each employee, then hopes there's more redemptions than premiums paid or if UPS pays a la cart for each redemption. The latter is more likely.</p><p></p><p>Guess I'm not a dweeb after all <img src="/community/styles/default/xenforo/smilies/wink.png" class="smilie" loading="lazy" alt=";)" title="Wink ;)" data-shortname=";)" />.</p><p></p><p></p><p></p><p>I fail to capture your point. Worldwide, many people heavily profit off socialized ideas. This is nothing new....</p></blockquote><p></p>
[QUOTE="Bagels, post: 1111918, member: 43436"] Huh? What most people refer to as "health plans" - for example, HMOs - are in fact a form of health insurance. By purest definition, insurance is pooling/sharing risks. So your "health care plan" and liability are indeed a form of insurance. [U]Which is a form of socialism[/U]. Traditional VSP are example of true health plans. It's no different than buying a Groupon: you pay a fixed price for a package of discounts, it's subtracted from each payroll period (for up to two years, depending on what you'e purchased); after it's paid for, you select a participating provider who's relying on volume, VSP services (they manufacturer the lenses) & upsells on frames to make it worthwhile. There's absolute no risk or pooled costs. (And in reality, one could find better deals by shopping around chain optical stores & asking for cash discounts.) UPS pays for the member's cost of VSP ... I'm unclear as to the arrangement -- if UPS pays a discounted amount for each employee, then hopes there's more redemptions than premiums paid or if UPS pays a la cart for each redemption. The latter is more likely. Guess I'm not a dweeb after all ;). I fail to capture your point. Worldwide, many people heavily profit off socialized ideas. This is nothing new.... [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Brown Cafe UPS Forum
UPS Union Issues
AETNA's Effect on our 2013 Contract Negotiations
Top