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america's new low wage economy
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<blockquote data-quote="rickyb" data-source="post: 2224432" data-attributes="member: 56035"><p>i cant say what you should do. but that was a great post.</p><p></p><p>but i know i will probably have 1 kid max. </p><p></p><p>i guess dont eat out as much. if im gonna buy another car, i buy it used at the local repo place and one with a bit of body damage on it. pay off the credit card every month. maybe cut down on garbage like snacks and especially processed meats. kinda off topic but one of the things i learned about recently was i was overspending on cereals. its cheaper / healthier just to get the generic whole grain whole wheat bran flakes, and mix in real fruit with it, instead of buying kashi or whatever with the cancer causing added sugars. up here we have winners for clothing, down there i know you guys got Ross which has discount nike and all that.</p><p></p><p>at one of my jobs, 1 of the guys bought a new nissan maxima, doesnt even have the cash to buy it out right, and i think it cost him 40,000 initially but it will probably be much more when he pays it off 7 years from now. another guy bought a new accord. i think its a big mistake. i think you can get away with a hatchback like the honda fit.</p><p></p><p>some other things are simple like using the library instead of buying books / movies.</p><p></p><p>i was living in a dive of a 1 bedroom basement, i was earning $25/hr full time, and without spending anything going out, i was saving about $1000 a month or 1/3 of my after tax income. it was very ho hum.</p><p></p><p>the local credit union offers much cheaper banking than the commercial banks.</p><p></p><p>none of these are fixes, they are just temporary solutions. things will continue to get worse as time goes on.</p><p></p><p>theres alot of things wrong with the economy, its not a simple solution like "getting the government off our backs". i have a feeling with global warming its a systemic problem. i always say we need a revolution. i think ultimately people are gonna have to get politically involved again.</p></blockquote><p></p>
[QUOTE="rickyb, post: 2224432, member: 56035"] i cant say what you should do. but that was a great post. but i know i will probably have 1 kid max. i guess dont eat out as much. if im gonna buy another car, i buy it used at the local repo place and one with a bit of body damage on it. pay off the credit card every month. maybe cut down on garbage like snacks and especially processed meats. kinda off topic but one of the things i learned about recently was i was overspending on cereals. its cheaper / healthier just to get the generic whole grain whole wheat bran flakes, and mix in real fruit with it, instead of buying kashi or whatever with the cancer causing added sugars. up here we have winners for clothing, down there i know you guys got Ross which has discount nike and all that. at one of my jobs, 1 of the guys bought a new nissan maxima, doesnt even have the cash to buy it out right, and i think it cost him 40,000 initially but it will probably be much more when he pays it off 7 years from now. another guy bought a new accord. i think its a big mistake. i think you can get away with a hatchback like the honda fit. some other things are simple like using the library instead of buying books / movies. i was living in a dive of a 1 bedroom basement, i was earning $25/hr full time, and without spending anything going out, i was saving about $1000 a month or 1/3 of my after tax income. it was very ho hum. the local credit union offers much cheaper banking than the commercial banks. none of these are fixes, they are just temporary solutions. things will continue to get worse as time goes on. theres alot of things wrong with the economy, its not a simple solution like "getting the government off our backs". i have a feeling with global warming its a systemic problem. i always say we need a revolution. i think ultimately people are gonna have to get politically involved again. [/QUOTE]
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