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Brown Cafe UPS Forum
UPS Union Issues
Can someone explain to me what exactly will happen to our healthcare..
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<blockquote data-quote="GameCockFan" data-source="post: 1142836" data-attributes="member: 44159"><p>I'm an excellent reader. I also <strong>UNDERSTAND</strong> what I'm reading. A skill you obviously have not mastered.</p><p></p><p>I'm also an above average mathematician. I <strong>UNDERSTAND</strong> that 20% of 25K is 5K.</p><p></p><p></p><p>Here are some things <strong>I READ</strong> and <strong>UNDERSTOOD</strong> along with some <strong>BASIC MATH</strong>.</p><p></p><p>What is the overall deductible? $200/person $400/family. <strong>Does not apply to office visits and prescription benefits</strong>.</p><p></p><p></p><p><strong>Is there an out-of-pocket limit on my expenses? YES. $1000/person $2000/family.</strong> The out-of-pocket limit is the most you could pay during the calendar year for your share of covered services.</p><p></p><p>Now for the math: <strong>$1000/$2000 is < $5000. Do you see why?</strong></p><p></p><p></p><p>Also there is no <strong>EXCLUSION for INJECTED MAINTENANCE MEDICINE.</strong> You <strong>DO NOT</strong> have to pony up another $1000 out of pocket. It's not a <strong>DEDUCTIBLE</strong>. It's an <strong>OUT OF POCKET MAXIMUM</strong>. Your co-pay is 25% retail, 20% mail order up to $200 per prescription. <strong>If you reach $1000 out of pocket the plan will pay all injectable meds at 100%.</strong></p><p><strong></strong></p><p>The new plan has a better benefit 10% up to $50 per prescription instead of 20% $200 max. Mail order is covered at 100%.</p><p></p><p>The PDF attached says it in black and white: <strong> IN NETWORK (CVS-CAREMARK) NOT SUBJECT TO DEDUCTIBLES.</strong></p><p></p><p><strong>What part of this don't you understand.</strong></p><p></p><p>PDF of proposed benefits to new participants.</p><p></p><p>Are you being intentionally obtuse or are you just plain ignorant?</p></blockquote><p></p>
[QUOTE="GameCockFan, post: 1142836, member: 44159"] I'm an excellent reader. I also [B]UNDERSTAND[/B] what I'm reading. A skill you obviously have not mastered. I'm also an above average mathematician. I [B]UNDERSTAND[/B] that 20% of 25K is 5K. Here are some things [B]I READ[/B] and [B]UNDERSTOOD[/B] along with some [B]BASIC MATH[/B]. What is the overall deductible? $200/person $400/family. [B]Does not apply to office visits and prescription benefits[/B]. [B]Is there an out-of-pocket limit on my expenses? YES. $1000/person $2000/family.[/B] The out-of-pocket limit is the most you could pay during the calendar year for your share of covered services. Now for the math: [B]$1000/$2000 is < $5000. Do you see why?[/B] Also there is no [B]EXCLUSION for INJECTED MAINTENANCE MEDICINE.[/B] You [B]DO NOT[/B] have to pony up another $1000 out of pocket. It's not a [B]DEDUCTIBLE[/B]. It's an [B]OUT OF POCKET MAXIMUM[/B]. Your co-pay is 25% retail, 20% mail order up to $200 per prescription. [B]If you reach $1000 out of pocket the plan will pay all injectable meds at 100%. [/B] The new plan has a better benefit 10% up to $50 per prescription instead of 20% $200 max. Mail order is covered at 100%. The PDF attached says it in black and white: [B] IN NETWORK (CVS-CAREMARK) NOT SUBJECT TO DEDUCTIBLES.[/B] [B]What part of this don't you understand.[/B] PDF of proposed benefits to new participants. Are you being intentionally obtuse or are you just plain ignorant? [/QUOTE]
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Can someone explain to me what exactly will happen to our healthcare..
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