These are the new co-pay/deductibles. If there is going to be a two-tiered health benefit for full-time workers that would change my vote to a no. After reading the TA more closely some other issues have came up. The IBT/UPS pension accrual rates are frozen @ $170 for 5 years and rise to $175 in 2018. That's not acceptable. If the level of the service pensions being raised (a good, and overdue raise for CS participants.) are being subsidized by freezing the defined benefit plan then it's really a wash. A closer look at the Part-time raise reveals it to really only be a .50/hr increase. The raises for Full-Time workers also seem a little light with the concession of a four year progression. I would also like some clarification on 9.5 rules. It doesn't affect me but I want to be sure that driver with less than 4-years get protection. Younger guys in progression could really be taken advantage of if they don't have 9.5 protection. At first glance I was voting yes. Any one of the items above wouldn't sway my vote to a no. However, when taken as a whole the cumulative effect sways it to a no vote for me. Were pretty much breaking even at best or actually losing ground as a whole. The pamphlet I recently received from the International touting what UPS asked for initially and what was finally agreed to seems disingenuous. I don't really care what dreamworld agreement UPS wanted, of course there going to ask for outlandish items and then settle for what they deemed obtainable in the first place. I know concessions need to be made. I already make a well above industry average wage. We face ever increasing competition. Healthcare cost are always an issue for every company, and there is more concern this contract because of the unknown effects of the Affordable Care Act. However, we have all made sacrifices, management and hourlies alike, and helped this company to record profits during one of the worst economic downturns in our history. Now as things seem to be improving we receive a substandard offer. Part-Time pay and opportunities have to be addressed in a better manner than they are today. These people are the workers and leaders of the next generation of our company. I want the company to be successful in the future. Want to say more but I'll leave it at that.