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COBRA Coverage Question
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<blockquote data-quote="MattM" data-source="post: 5686089" data-attributes="member: 53192"><p>I’m in the western region. </p><p></p><p>I believe our insurance has weekly eligibility, so you need compensable hours to maintain insurance. But you gain it back the second you return from your scheduled lay off</p><p></p><p>So unless you had claims, appointments, or prescriptions during the small unpaid time frame; why would one need to pay anything at all? Am I missing something?</p><p></p><p>Years back they let use schedule option days during the last week of the year. Problem is, the company automatically paid us all out the first week of December. So a number of us basically had a whole week of unpaid leave. Add in missing holiday pay (because you too need earned monies during that holiday week to get holiday pay). We all got letters from our insurance about a lapse</p><p></p><p>So now, if you have to miss a week unpaid, don’t schedule appointments, have claims made, or have prescriptions come out. And hope you don’t get into an accident</p><p></p><p>But otherwise, why pay for the lapse?</p><p></p><p>Is the western region unique?</p></blockquote><p></p>
[QUOTE="MattM, post: 5686089, member: 53192"] I’m in the western region. I believe our insurance has weekly eligibility, so you need compensable hours to maintain insurance. But you gain it back the second you return from your scheduled lay off So unless you had claims, appointments, or prescriptions during the small unpaid time frame; why would one need to pay anything at all? Am I missing something? Years back they let use schedule option days during the last week of the year. Problem is, the company automatically paid us all out the first week of December. So a number of us basically had a whole week of unpaid leave. Add in missing holiday pay (because you too need earned monies during that holiday week to get holiday pay). We all got letters from our insurance about a lapse So now, if you have to miss a week unpaid, don’t schedule appointments, have claims made, or have prescriptions come out. And hope you don’t get into an accident But otherwise, why pay for the lapse? Is the western region unique? [/QUOTE]
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