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Congrats to this UPS driver
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<blockquote data-quote="Overpaid Union Thug" data-source="post: 2352046" data-attributes="member: 198"><p>This is not common sense. It should be but isn't. If it were then this country wouldn't have a serious debt problem. Dave Ramsey preys on no one. They come to him. If his methods were common sense then his radio show and email wouldn't be blown up everyday with calls and emails from people that are desperate for help. He practices what he preaches and has learned what he teaches from personal experience with debt. To take that experience and bank on it is smart. Not predatory. </p><p></p><p></p><p>I believe him. Like if he's adding a card for every one he cancels and keeps the balances low or paid in full. It's called "Churning". He could also be keeping those cards but not using them. That helps because age of accounts boosts your scores. High credit scores are actually pretty easy to get and maintain once you know how.</p></blockquote><p></p>
[QUOTE="Overpaid Union Thug, post: 2352046, member: 198"] This is not common sense. It should be but isn't. If it were then this country wouldn't have a serious debt problem. Dave Ramsey preys on no one. They come to him. If his methods were common sense then his radio show and email wouldn't be blown up everyday with calls and emails from people that are desperate for help. He practices what he preaches and has learned what he teaches from personal experience with debt. To take that experience and bank on it is smart. Not predatory. I believe him. Like if he's adding a card for every one he cancels and keeps the balances low or paid in full. It's called "Churning". He could also be keeping those cards but not using them. That helps because age of accounts boosts your scores. High credit scores are actually pretty easy to get and maintain once you know how. [/QUOTE]
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