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Cover drivers HAVE to work black friday?
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 1058598" data-attributes="member: 12570"><p>Dave Ramsey is a financial savior. I started June 2008 with $48K of credit card and personal debt. I went to Border's and bought (with a credit card) his Money Makeover book and read it cover-to-cover that night. The next morning I started my personal makeover by listing all of my creditor's and current balance on a piece of paper. The interest rates were essentially the same so I listed them in descending order based on balance. I started with the highest balance and prepared an update each month which included a cumulative total of how much of my debt I had paid off. When the first creditor was paid off I went to the second, starting the debt snowball. January 2010 I made my last payment and my personal money makeover was complete.</p><p></p><p>There are some parts of his program that I did not use. I did not use the envelope system nor did I tithe 10% of my income to my church.</p><p></p><p>His program is basically common sense put on paper. I needed to see it in print before I decided to do something about it.</p><p></p><p>No, I did not eat Ramen noodles or beans for every meal, but I was very frugal. Now that I am debt free I do allow myself some treats but I still live a fairly frugal lifestyle.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 1058598, member: 12570"] Dave Ramsey is a financial savior. I started June 2008 with $48K of credit card and personal debt. I went to Border's and bought (with a credit card) his Money Makeover book and read it cover-to-cover that night. The next morning I started my personal makeover by listing all of my creditor's and current balance on a piece of paper. The interest rates were essentially the same so I listed them in descending order based on balance. I started with the highest balance and prepared an update each month which included a cumulative total of how much of my debt I had paid off. When the first creditor was paid off I went to the second, starting the debt snowball. January 2010 I made my last payment and my personal money makeover was complete. There are some parts of his program that I did not use. I did not use the envelope system nor did I tithe 10% of my income to my church. His program is basically common sense put on paper. I needed to see it in print before I decided to do something about it. No, I did not eat Ramen noodles or beans for every meal, but I was very frugal. Now that I am debt free I do allow myself some treats but I still live a fairly frugal lifestyle. [/QUOTE]
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Cover drivers HAVE to work black friday?
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