The husbands new policy book for the Teamcare health plan came today. Most of the time this would sit on the desk to collect dust. Today I opened it and couldn't help but laugh at the first page. It has 2 different plans, the old one and the new one. The new one will not go into effect until the UPS collective bargaining agreement is implemented. Does anyone know if this UPS agreement isn't finished until next year will teamcare refund us the money if we are still stuck paying the higher cost for meds and deductibles. The only reason I ask is because my daughter is one a few different medications for asthma and it can cost a lot for all her stuff. Since there is not an agreement finalized yet I am rescheduling my shoulder surgery since I don't want to pay more than I should. If you received the book you might want to read it.