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disability insurance
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<blockquote data-quote="beatupbrown" data-source="post: 247308" data-attributes="member: 4488"><p><span style="font-size: 10px">I would recommend more disability insurance then you get through the union.</span></p><p><span style="font-size: 10px"></span><strong>Disability insurance replaces your income when you are unable to work due to an injury or medical condition.</strong></p><p></p><p>If you become completely disabled and you will never be able to earn an income, you will receive your lost income for many years – for life, until age 65, or for some other extended time frame. If you have short-term disability insurance and become totally disabled, you will only receive your income for about three years. </p><p></p><p>Just remember that long-term disability usually doesn’t kick in until after the elimination period. There may be a 3-4 month period where you don’t receive any income. Be prepared for that with your fully funded emergency fund. </p><p><strong></strong></p><p><strong>Disability is very important and gets overlooked too often. </strong>Statistics show that if you’re 30 years old, you’re more likely to become disabled than to die before the age of 60. <img src="/community/styles/default/xenforo/smilies/group1/thumbup1.gif" class="smilie" loading="lazy" alt=":thumbup1:" title="Thumbup1 :thumbup1:" data-shortname=":thumbup1:" /></p></blockquote><p></p>
[QUOTE="beatupbrown, post: 247308, member: 4488"] [SIZE=2]I would recommend more disability insurance then you get through the union. [/SIZE][B]Disability insurance replaces your income when you are unable to work due to an injury or medical condition.[/B] If you become completely disabled and you will never be able to earn an income, you will receive your lost income for many years – for life, until age 65, or for some other extended time frame. If you have short-term disability insurance and become totally disabled, you will only receive your income for about three years. Just remember that long-term disability usually doesn’t kick in until after the elimination period. There may be a 3-4 month period where you don’t receive any income. Be prepared for that with your fully funded emergency fund. [B] Disability is very important and gets overlooked too often. [/B]Statistics show that if you’re 30 years old, you’re more likely to become disabled than to die before the age of 60. :thumbup1: [/QUOTE]
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