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disability insurance
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<blockquote data-quote="toonertoo" data-source="post: 247317" data-attributes="member: 1944"><p>We do have something through work, it was through Cigna, but now its through someone else, it isnt much like 1/4 of your income and FNIX it goes by your wage, which is why its more than you make pt. You would get 1/4 approximately of your average wage. AFLAC etc I do not believe would ever be offered as it makes it easier to stay home and recover if you have the money to. I think many people unprepared for an injury or illness would be forced to go back sooner, than ready if you could comfortably do it. I for one am unprepared. When you are real young you think you are invincible, I have learned thats not the case. Not me but others I have seen. Ive been blessed. Im looking into it myself, I have seen what can happen and how fast you can lose everything you ever worked for if not prepared. That emergency fund most of us have, can be depleted in a heart beat.</p></blockquote><p></p>
[QUOTE="toonertoo, post: 247317, member: 1944"] We do have something through work, it was through Cigna, but now its through someone else, it isnt much like 1/4 of your income and FNIX it goes by your wage, which is why its more than you make pt. You would get 1/4 approximately of your average wage. AFLAC etc I do not believe would ever be offered as it makes it easier to stay home and recover if you have the money to. I think many people unprepared for an injury or illness would be forced to go back sooner, than ready if you could comfortably do it. I for one am unprepared. When you are real young you think you are invincible, I have learned thats not the case. Not me but others I have seen. Ive been blessed. Im looking into it myself, I have seen what can happen and how fast you can lose everything you ever worked for if not prepared. That emergency fund most of us have, can be depleted in a heart beat. [/QUOTE]
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