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Divorce vs legal separation
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<blockquote data-quote="UPSGUY72" data-source="post: 1568838" data-attributes="member: 14514"><p></p><p>Open mouth in put foot again<strong>.</strong></p><p><strong></strong></p><p><strong>Massachusetts laws on continued coverage</strong></p><p></p><p>State insurance laws allow the dependent spouse to remain on the insured spouse's private employer-sponsored group plan after divorce and legal separation. <em>See</em> G.L. c. 175, ß 110I (commercial health insurance carriers); G.L. c. 176A, ß 8F and G.L. c. 176B, ß6B (Blue Cross/Blue Shield plans); G.L. c. 176G, ß 5A (HMOs); G.L. c. 176I, ß 9 (preferred provider arrangements). State, county and municipal government employees in Massachusetts enjoy the same protections. G.L. c. 32A, ß 11A; G.L. c. 32B, ß 9H.</p><p></p><p>Pursuant to the above laws, if a member of a group plan is a party to a judgment absolute of divorce or separate support, the member's spouse "shall be and remain eligible" for coverage, "as if said judgment had not been entered." <em>See, e.g.,</em> G.L. c. 175, ß110I(a). Eligibility for coverage lasts as long as the insured spouse is a participant in a group plan, whether judgment was entered before the effective date of the plan. <em>Id.</em> The coverage ends when the dependent spouse remarries, but the judgment may provide for coverage to continue after the <em>insured</em> spouse remarries. <em>See, e.g.,</em> G.L. c. 175 ß110I(b). As long as the insured spouse has not remarried, the insurer may not charge an additional premium for the family coverage. G.L. c. 175 ß110I(a).</p></blockquote><p></p>
[QUOTE="UPSGUY72, post: 1568838, member: 14514"] [B][/B] Open mouth in put foot again[B]. Massachusetts laws on continued coverage[/B] State insurance laws allow the dependent spouse to remain on the insured spouse's private employer-sponsored group plan after divorce and legal separation. [I]See[/I] G.L. c. 175, ß 110I (commercial health insurance carriers); G.L. c. 176A, ß 8F and G.L. c. 176B, ß6B (Blue Cross/Blue Shield plans); G.L. c. 176G, ß 5A (HMOs); G.L. c. 176I, ß 9 (preferred provider arrangements). State, county and municipal government employees in Massachusetts enjoy the same protections. G.L. c. 32A, ß 11A; G.L. c. 32B, ß 9H. Pursuant to the above laws, if a member of a group plan is a party to a judgment absolute of divorce or separate support, the member's spouse "shall be and remain eligible" for coverage, "as if said judgment had not been entered." [I]See, e.g.,[/I] G.L. c. 175, ß110I(a). Eligibility for coverage lasts as long as the insured spouse is a participant in a group plan, whether judgment was entered before the effective date of the plan. [I]Id.[/I] The coverage ends when the dependent spouse remarries, but the judgment may provide for coverage to continue after the [I]insured[/I] spouse remarries. [I]See, e.g.,[/I] G.L. c. 175 ß110I(b). As long as the insured spouse has not remarried, the insurer may not charge an additional premium for the family coverage. G.L. c. 175 ß110I(a). [/QUOTE]
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