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Divorce vs legal separation
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 1633476" data-attributes="member: 12570"><p>It is true that she will be dropped from your insurance once the divorce is finalized. I don't know of any major healthcare insurer who will continue to cover a divorced spouse.</p><p></p><p>I do have to disagree that she will be dropped after you guys have been <strong>formally</strong> separated for 12 months. There is a difference between living apart and having a formal separation agreement, which in essence becomes your final divorce decree. The only people who get copies of the formal separation agreement are you and your soon to be ex so unless you forward a copy to your local healthcare office they would have no idea that you guys are separated.</p><p></p><p>On a somewhat related note, placing an ad in the legal section of your local newspaper stating that you are no longer responsible for her debts as of a particular date is a waste of time and money as the only documents that do this are the formal separation agreement and divorce decree.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 1633476, member: 12570"] It is true that she will be dropped from your insurance once the divorce is finalized. I don't know of any major healthcare insurer who will continue to cover a divorced spouse. I do have to disagree that she will be dropped after you guys have been [B]formally[/B] separated for 12 months. There is a difference between living apart and having a formal separation agreement, which in essence becomes your final divorce decree. The only people who get copies of the formal separation agreement are you and your soon to be ex so unless you forward a copy to your local healthcare office they would have no idea that you guys are separated. On a somewhat related note, placing an ad in the legal section of your local newspaper stating that you are no longer responsible for her debts as of a particular date is a waste of time and money as the only documents that do this are the formal separation agreement and divorce decree. [/QUOTE]
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