FedEx vs. UPS: 2014 Healthcare Insurance Comparison

[Carol Craig]

If you have not taken the time to look closely at the new healthcare insurance FedEx is providing you next month, you need to take a second look. In comparison to what unionized employees receive at UPS (not to mention our very own unionized pilots) we are really getting screwed. Can't think of a better reason for union protection. This has got to stop!

2014 UPS Health Plan

Annual family
Premium $0

Deductible $0

Out of pocket max. $0

Primary care doctor copay $10

Specialist copay $10

Prescription drugs $5 max


2014 FedEx Health Plan

Annual family
Premium. $4476

Deductible $3600

Out of pocket max. $9600

Primary care doctor copay 20%

Specialist copay 20%

Prescription drugs $100 max

 

[STFXG]

Your insurance is garbage. I'd put the value of that at $150 a month for a single employee. $500-600 a month for a family. Can't believe you all put up with that.

 

[DontThrowPackages]

Understand fdex is "your" health insurance company. It's self insured and this means, as you pay your premiums to them, you make the company money. The less sick employees, the more profit. You lose, they win...always.

 

[MrFedEx]

Understand fdex is "your" health insurance company. It's self insured and this means, as you pay your premiums to them, you make the company money. The less sick employees, the more profit. You lose, they win...always.

A self-insured company is never a good thing from an employee's perspective. There really isn't any comparison at all between the two. One is a real plan, the other is .

 

[dezguy]

Jesus.... And I bitch about our benefits package.... I pay almost $100/month for me, the wife and the kids. $500-$600/month would bankrupt us!