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Fred's CIGNA Scam
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<blockquote data-quote="quadro" data-source="post: 601605" data-attributes="member: 12850"><p>The problem is that you are missing <strong>AMOUNT Z</strong> which is the amount that FedEx (via Cigna) pays the doctors, hospitals, etc.</p><p>Using your formula, sure there's a bunch of extra money but your math is wrong. Just look at any EOB and see how much you pay versus how much the doctor charged (even at the negotiated rate or whatever it's called). Who pays the difference between what you paid and what was charged?</p><p></p><p>To think that FedEx is making money off of the premiums assumes that the sum of all premiums is < the cost of all medical care submitted to Cigna for FedEx employees. Commons sense tells you that can't possibly be true.</p></blockquote><p></p>
[QUOTE="quadro, post: 601605, member: 12850"] The problem is that you are missing [B]AMOUNT Z[/B] which is the amount that FedEx (via Cigna) pays the doctors, hospitals, etc. Using your formula, sure there's a bunch of extra money but your math is wrong. Just look at any EOB and see how much you pay versus how much the doctor charged (even at the negotiated rate or whatever it's called). Who pays the difference between what you paid and what was charged? To think that FedEx is making money off of the premiums assumes that the sum of all premiums is < the cost of all medical care submitted to Cigna for FedEx employees. Commons sense tells you that can't possibly be true. [/QUOTE]
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