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Fred's CIGNA Scam
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<blockquote data-quote="quadro" data-source="post: 603159" data-attributes="member: 12850"><p>I only had the out-of-network thing happen once and as it turned out, it was completely my fault for not checking into something I knew I should have checked first.</p><p>Never had anything denied because it was over and above customary fees. In fact, I thought that was what Cigna uses to negotiate the rate they pay the provider, not something they use to deny a claim. If I'm not mistaken, the only thing that will happen there is the provider could potentially bill you for the difference but I'm pretty sure that their agreement with Cigna doesn't allow them to do that. They accept the negotiated rate as full payment. </p><p> </p><p></p><p>I hear it on boards like this but I have yet to see any evidence that FedEx engages in age discrimination. There may have been individual cases but in general, I just don't see it. And yes, I've been around long enough and in enough locations that I would have expected to see at least one instance if it were happening. Most of the time, I see a lot of older employees who actually do the job better than younger ones and get recognized for that.</p><p></p><p>There is absolutely no way FedEx is making money of the premiums. Just look at how much health care costs compared to the premiums FedEx collects. To assert that FedEx is making a profit off of them is crazy.</p><p> </p><p></p><p>Just because people claim they were discriminated against doesn't mean they were. We'll have to wait and see what the courts say.</p><p>I assume you mean Best Practices, not BPP. What I find interesting about that is this: BP establishes accepted methods, standards, and rates for doing a job function and doing it safely. It doesn't consider how old someone is, what color they are, what gender they are, their ethnicity, etc. In other words, it's non-discriminatory. But the strange thing is when someone cannot meet an established rate that most people can meet, you often hear the cries of "it's FedEx's way of getting rid of older people". In other words, the employee is saying, "hey, I'm older and you should take that into account". So it's ok to take age into consideration as long as it only benefits the employee? You cannot have your cake and eat it too.</p></blockquote><p></p>
[QUOTE="quadro, post: 603159, member: 12850"] I only had the out-of-network thing happen once and as it turned out, it was completely my fault for not checking into something I knew I should have checked first. Never had anything denied because it was over and above customary fees. In fact, I thought that was what Cigna uses to negotiate the rate they pay the provider, not something they use to deny a claim. If I'm not mistaken, the only thing that will happen there is the provider could potentially bill you for the difference but I'm pretty sure that their agreement with Cigna doesn't allow them to do that. They accept the negotiated rate as full payment. I hear it on boards like this but I have yet to see any evidence that FedEx engages in age discrimination. There may have been individual cases but in general, I just don't see it. And yes, I've been around long enough and in enough locations that I would have expected to see at least one instance if it were happening. Most of the time, I see a lot of older employees who actually do the job better than younger ones and get recognized for that. There is absolutely no way FedEx is making money of the premiums. Just look at how much health care costs compared to the premiums FedEx collects. To assert that FedEx is making a profit off of them is crazy. Just because people claim they were discriminated against doesn't mean they were. We'll have to wait and see what the courts say. I assume you mean Best Practices, not BPP. What I find interesting about that is this: BP establishes accepted methods, standards, and rates for doing a job function and doing it safely. It doesn't consider how old someone is, what color they are, what gender they are, their ethnicity, etc. In other words, it's non-discriminatory. But the strange thing is when someone cannot meet an established rate that most people can meet, you often hear the cries of "it's FedEx's way of getting rid of older people". In other words, the employee is saying, "hey, I'm older and you should take that into account". So it's ok to take age into consideration as long as it only benefits the employee? You cannot have your cake and eat it too. [/QUOTE]
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