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<blockquote data-quote="vantexan" data-source="post: 1204537" data-attributes="member: 24302"><p>If Obamacare is truly looking out for the average citizen then why did it make it possible for companies like FedEx to lower their coverage? Why doesn't it mandate a much higher % of coverage instead of a minimum of 60%? It's very much like FedEx telling us the Portable Pension Plan is good for us when a quick look at the numbers says otherwise. Affordable care is a good thing for sure. But when every American adult is being forced to buy insurance or pay a penalty, and premiums for most states are being doubled, tripled, and more, and we end up with a greater % of costs being shifted onto us, it's only affordable for the wealthy. With more than 20 new taxes to boot. This thing is already growing into a bureaucratic monster that'll consume more and more. And when the country owes $17 trillion now, and 30% of our budget just pays interest on that debt, $2.7 trillion more in costs in 10 years does matter. Where's it coming from? Check out the plans being offered by the exchanges. They have 4 tiers of coverage available with each tier named after a metal. The lowest tier is the Bronze with the lowest costs but only 60% coverage. Silver is 70%, Gold is 80%, Platinum 90%. The bronze is cheapest but there are copays, etc. And many people choose to not have insurance because they can't afford it. If they don't work for an employer with the mandated minimum 60% coverage they can get a subsidy but will still have out of pocket expense and if they have a serious illness they don't get a subsidy for the 40% they are on the hook for. And why are premiums going up so much for many states? Because many states don't mandate the many things insurance must provide like a few states do. So while premiums are going down some in a few states like New York, they are skyrocketing in others. 600% in Arkansas, a much poorer state than New York but Obamacare requires that their insurance provide all the various exams, etc that richer states do. Think that's affordable for a family of four in Little Rock scraping by on $35k a year?</p></blockquote><p></p>
[QUOTE="vantexan, post: 1204537, member: 24302"] If Obamacare is truly looking out for the average citizen then why did it make it possible for companies like FedEx to lower their coverage? Why doesn't it mandate a much higher % of coverage instead of a minimum of 60%? It's very much like FedEx telling us the Portable Pension Plan is good for us when a quick look at the numbers says otherwise. Affordable care is a good thing for sure. But when every American adult is being forced to buy insurance or pay a penalty, and premiums for most states are being doubled, tripled, and more, and we end up with a greater % of costs being shifted onto us, it's only affordable for the wealthy. With more than 20 new taxes to boot. This thing is already growing into a bureaucratic monster that'll consume more and more. And when the country owes $17 trillion now, and 30% of our budget just pays interest on that debt, $2.7 trillion more in costs in 10 years does matter. Where's it coming from? Check out the plans being offered by the exchanges. They have 4 tiers of coverage available with each tier named after a metal. The lowest tier is the Bronze with the lowest costs but only 60% coverage. Silver is 70%, Gold is 80%, Platinum 90%. The bronze is cheapest but there are copays, etc. And many people choose to not have insurance because they can't afford it. If they don't work for an employer with the mandated minimum 60% coverage they can get a subsidy but will still have out of pocket expense and if they have a serious illness they don't get a subsidy for the 40% they are on the hook for. And why are premiums going up so much for many states? Because many states don't mandate the many things insurance must provide like a few states do. So while premiums are going down some in a few states like New York, they are skyrocketing in others. 600% in Arkansas, a much poorer state than New York but Obamacare requires that their insurance provide all the various exams, etc that richer states do. Think that's affordable for a family of four in Little Rock scraping by on $35k a year? [/QUOTE]
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