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Brown Cafe UPS Forum
UPS Retirement Topics
How big is your 401k?
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<blockquote data-quote="Bruce Newman" data-source="post: 1639792" data-attributes="member: 58242"><p>Your off to a great start. Each pay raise increase your contribution rate. Keep most of your money in the S and P 500. Consider putting some money in the bond fund. A typical recommendation is 60% stocks 40% bonds. That will smooth out lows of the stock market. I have been in the 401k since it started. Saw it take a big hit in 2008, but stayed in (buying when the prices where low) I worked up to a 20% contribution rate with a current value of $452,000. I am 61 and will have 32 years of service when I retire in November. Just before peak!</p></blockquote><p></p>
[QUOTE="Bruce Newman, post: 1639792, member: 58242"] Your off to a great start. Each pay raise increase your contribution rate. Keep most of your money in the S and P 500. Consider putting some money in the bond fund. A typical recommendation is 60% stocks 40% bonds. That will smooth out lows of the stock market. I have been in the 401k since it started. Saw it take a big hit in 2008, but stayed in (buying when the prices where low) I worked up to a 20% contribution rate with a current value of $452,000. I am 61 and will have 32 years of service when I retire in November. Just before peak! [/QUOTE]
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How big is your 401k?
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