First post in while. Life has gotten significantly busy in the last few months. The wife and I just welcomed twins into our life. Its been a blessing beyond belief. Im 29, been with UPS since I was 18, full time for the last 3 years. Been married for 4 years. Just starting out with kids, we plan on these being the last. They are 6 months old now. The time has come to upgrade our housing situation. My wife worked before the kids came, but now we plan on her staying home. Im debt free other than my mortgage now. I figure I could sell my house and walk with about 15k, and we have another 10k at least to throw at a new place, if not more. Anywho, Im looking for some other driver input on how much house they pay for. I dont want to be a slave to the house payment, as I love being able to not have to worry about wether or not I can put food on the table. Without getting specific, what is the average mortgage payment you guys have? When you bought did you factor your payment on your base pay only or do you have to work x amount of hours a week to get by? I dont want to back myself into a corner financially. I talked with a bank and got pre approved for over 22ok just on my salary. Im in the midwest housing is reasonable. 22ok buys alot.