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Brown Cafe UPS Forum
UPS Retirement Topics
I need advice on 401K
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<blockquote data-quote="olroadbeech" data-source="post: 1734477" data-attributes="member: 52145"><p>I was always told that it was better to be taxed when you take the money out since you would probably be at a lower tax rate. now the rxperts are saying the opposite. the roth is the way to go.</p><p></p><p>if I was just starting out , I would go with the roth and pay taxes upfront. it would be nice to get that money tax free after im retired. now I have to plan my IRA and 401k distributions and not take too much out so we don't get hit with big taxes. a pain.</p></blockquote><p></p>
[QUOTE="olroadbeech, post: 1734477, member: 52145"] I was always told that it was better to be taxed when you take the money out since you would probably be at a lower tax rate. now the rxperts are saying the opposite. the roth is the way to go. if I was just starting out , I would go with the roth and pay taxes upfront. it would be nice to get that money tax free after im retired. now I have to plan my IRA and 401k distributions and not take too much out so we don't get hit with big taxes. a pain. [/QUOTE]
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I need advice on 401K
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