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Brown Cafe UPS Forum
UPS Retirement Topics
I need advice on 401K
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<blockquote data-quote="olroadbeech" data-source="post: 1734660" data-attributes="member: 52145"><p>if I made 100k my AGI ( adjusted gross income ) would be 66,000 since my w2 would be adjusted for the 401k withheld and my IRA deduction on my federal tax form.</p><p></p><p>my standard deduction was what? around 13k last year? so now we are down to 53000. then the exemptions of 3900 times 2 because of spouse. say 8k. so now my taxable income is about 45000.</p><p></p><p>I get a refund every year since I only claim 2 and had a bunch with held. oh, ya. we don't itemize anymore since house paid off , etc.</p><p></p><p>yes, we get pretty good refunds.</p></blockquote><p></p>
[QUOTE="olroadbeech, post: 1734660, member: 52145"] if I made 100k my AGI ( adjusted gross income ) would be 66,000 since my w2 would be adjusted for the 401k withheld and my IRA deduction on my federal tax form. my standard deduction was what? around 13k last year? so now we are down to 53000. then the exemptions of 3900 times 2 because of spouse. say 8k. so now my taxable income is about 45000. I get a refund every year since I only claim 2 and had a bunch with held. oh, ya. we don't itemize anymore since house paid off , etc. yes, we get pretty good refunds. [/QUOTE]
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I need advice on 401K
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