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Brown Cafe UPS Forum
UPS Retirement Topics
I need advice on 401K
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 1861273" data-attributes="member: 12570"><p>Given his age the Roth would be the better choice.</p><p></p><p>The BH would be the one closest to his projected retirement date; however, if he prefers to be more aggressive, he could chose the target date 5 years beyond his PRD. This is what I did and it keeps my investments in a more aggressive mode rather than turning conservative as it nears the target date.</p><p></p><p>While $40/week may not be a lot to you and I, it can be quite a bit for a PTer just starting out.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 1861273, member: 12570"] Given his age the Roth would be the better choice. The BH would be the one closest to his projected retirement date; however, if he prefers to be more aggressive, he could chose the target date 5 years beyond his PRD. This is what I did and it keeps my investments in a more aggressive mode rather than turning conservative as it nears the target date. While $40/week may not be a lot to you and I, it can be quite a bit for a PTer just starting out. [/QUOTE]
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I need advice on 401K
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