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<blockquote data-quote="elo" data-source="post: 1353359" data-attributes="member: 50549"><p>So my husband's insurance is basically 4 different providers. BCBS health insurance, VSP vision, Aetna dental, and Caremark for prescriptions. We had a HRA plan before and it was fairly stressful when I had to go on an extremely pricey medication for a few months. The HRA did reimburse us about 2 weeks later, but it was a lot out of pocket. Under the HRA it did not roll over, so we lost money the 2 years we were under that plan. Now that the company he works for has changed ownership they no longer offer the HRA plan, so we are now on a higher cost lower deductible plan. It does cover things that our old plan would not. Our dental is still junk, there are only 2 dentists in a 20 mile radius that are Aetna preferred providers, but UPS is no different. I did pick up dental last year, but that's because the 80% plan was better than anything offered by UTC. I am 99% sure that I will be adding the health insurance this enrollment period. We have some life changing things happening in the next few months so I'm sure I'll have a lot more questions between now and then.</p></blockquote><p></p>
[QUOTE="elo, post: 1353359, member: 50549"] So my husband's insurance is basically 4 different providers. BCBS health insurance, VSP vision, Aetna dental, and Caremark for prescriptions. We had a HRA plan before and it was fairly stressful when I had to go on an extremely pricey medication for a few months. The HRA did reimburse us about 2 weeks later, but it was a lot out of pocket. Under the HRA it did not roll over, so we lost money the 2 years we were under that plan. Now that the company he works for has changed ownership they no longer offer the HRA plan, so we are now on a higher cost lower deductible plan. It does cover things that our old plan would not. Our dental is still junk, there are only 2 dentists in a 20 mile radius that are Aetna preferred providers, but UPS is no different. I did pick up dental last year, but that's because the 80% plan was better than anything offered by UTC. I am 99% sure that I will be adding the health insurance this enrollment period. We have some life changing things happening in the next few months so I'm sure I'll have a lot more questions between now and then. [/QUOTE]
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