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Layoff Question
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<blockquote data-quote="Mugarolla" data-source="post: 1497957" data-attributes="member: 8481"><p>You have 3 options when you do not work, or have any compensated time in the week.</p><p></p><p>1. Do nothing. You do not have to pick up the COBRA for the week, but if you see a doctor or have any medical bills for the week, they will not be covered.</p><p></p><p>2. Pay the COBRA. I believe it is around $300 for the week, but you will then have insurance for the week.</p><p></p><p>3. Do nothing and if you do have to see a doctor, wait for the COBRA notice (usually takes a few weeks to catch up to you) and compare what the doctors bills are vs the COBRA payment. You may come out ahead just paying the doctor bill.</p><p></p><p>If it serious, like a hospital visit, you just need to pay the COBRA payment when you get it and your insurance reverts back to the week you had none and the hospital bills will be paid.</p></blockquote><p></p>
[QUOTE="Mugarolla, post: 1497957, member: 8481"] You have 3 options when you do not work, or have any compensated time in the week. 1. Do nothing. You do not have to pick up the COBRA for the week, but if you see a doctor or have any medical bills for the week, they will not be covered. 2. Pay the COBRA. I believe it is around $300 for the week, but you will then have insurance for the week. 3. Do nothing and if you do have to see a doctor, wait for the COBRA notice (usually takes a few weeks to catch up to you) and compare what the doctors bills are vs the COBRA payment. You may come out ahead just paying the doctor bill. If it serious, like a hospital visit, you just need to pay the COBRA payment when you get it and your insurance reverts back to the week you had none and the hospital bills will be paid. [/QUOTE]
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