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Brown Cafe UPS Forum
UPS Retirement Topics
Life only Pension?
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<blockquote data-quote="35years" data-source="post: 4879283" data-attributes="member: 60822"><p>Essentially taking a lower monthly pension pay out in order for the spouse to get a pension when you die is buying a life insurance annuity with part of your monthly pension check.</p><p></p><p>Is it a good deal?</p><p></p><p>Find out from a insurance broker how much that survivor benefit annuity would cost you each month to purchace on your own.</p><p></p><p>Some factors on the price...Both your and your spouse's age and physical conditions.</p><p></p><p>Each couple's situation is different. </p><p></p><p>Better do the research. Lots of guys just blindly choose based on convenience or other's opinions.</p><p></p><p>Thousands and thousands at stake and they just blindly choose!</p></blockquote><p></p>
[QUOTE="35years, post: 4879283, member: 60822"] Essentially taking a lower monthly pension pay out in order for the spouse to get a pension when you die is buying a life insurance annuity with part of your monthly pension check. Is it a good deal? Find out from a insurance broker how much that survivor benefit annuity would cost you each month to purchace on your own. Some factors on the price...Both your and your spouse's age and physical conditions. Each couple's situation is different. Better do the research. Lots of guys just blindly choose based on convenience or other's opinions. Thousands and thousands at stake and they just blindly choose! [/QUOTE]
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