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Brown Cafe UPS Forum
UPS Retirement Topics
Life only Pension?
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<blockquote data-quote="DELACROIX" data-source="post: 4879643" data-attributes="member: 49065"><p>Family comes first, you better check with the Wife before signing anything..word to the wise.</p><p></p><p>Years ago we had a feeder driver retire and passed away less than 3 years after.. he left his wife without any pension or life insurance.. she had to sell their house, boat and his toys in order to survive. Forget about the kids or his grandchildren.</p><p></p><p>We got a life insurance annuity over 25 years ago when it was cheap also long term health coverage for me and the misses also 17 years into that one, got it before age 50. You really have to plan ahead, you can get great savings if you buy these coverages in your thirties or forties.</p><p></p><p>Most married couples opt for the 1/2 payment to your spouse, mine would be only 150 less a month. Depends on your pension benefit and whether you want to risk or afford that kind of cut in pay before your SS kicks in.</p><p></p><p>Health coverages is another big issue, you never know your future.. things happen...</p></blockquote><p></p>
[QUOTE="DELACROIX, post: 4879643, member: 49065"] Family comes first, you better check with the Wife before signing anything..word to the wise. Years ago we had a feeder driver retire and passed away less than 3 years after.. he left his wife without any pension or life insurance.. she had to sell their house, boat and his toys in order to survive. Forget about the kids or his grandchildren. We got a life insurance annuity over 25 years ago when it was cheap also long term health coverage for me and the misses also 17 years into that one, got it before age 50. You really have to plan ahead, you can get great savings if you buy these coverages in your thirties or forties. Most married couples opt for the 1/2 payment to your spouse, mine would be only 150 less a month. Depends on your pension benefit and whether you want to risk or afford that kind of cut in pay before your SS kicks in. Health coverages is another big issue, you never know your future.. things happen... [/QUOTE]
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