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looking to buy a house...
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<blockquote data-quote="mountaingoat" data-source="post: 478574" data-attributes="member: 1250"><p>My advice (for what it's worth) is to keep your housing costs about 30% of your monthly net pay. So, if you bring home $4000/month, your housing costs (utilities, mortgage, homeowner's insurance), should be around $1200. That will keep you able to stay out of debt and buying too much house.</p><p></p><p>Also, the larger the house, the more that you have to clean, the more that you have to spend to furnish it, and the more that you have to spend on utilities to heat it. The people that bought the 5000sqft houses in the early 00's were feeling that heating pinch during the energy crisis. Think about 400sqft per person, and you should be OK. True, it may not be as large as some of your neighbors, but you will be in a house that you can afford and you will not need to take on additional debt. Your neighbors do not need to know that your bank account is larger than theirs because you have purchased a house that you can afford.</p></blockquote><p></p>
[QUOTE="mountaingoat, post: 478574, member: 1250"] My advice (for what it's worth) is to keep your housing costs about 30% of your monthly net pay. So, if you bring home $4000/month, your housing costs (utilities, mortgage, homeowner's insurance), should be around $1200. That will keep you able to stay out of debt and buying too much house. Also, the larger the house, the more that you have to clean, the more that you have to spend to furnish it, and the more that you have to spend on utilities to heat it. The people that bought the 5000sqft houses in the early 00's were feeling that heating pinch during the energy crisis. Think about 400sqft per person, and you should be OK. True, it may not be as large as some of your neighbors, but you will be in a house that you can afford and you will not need to take on additional debt. Your neighbors do not need to know that your bank account is larger than theirs because you have purchased a house that you can afford. [/QUOTE]
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