Management/Non-Union Insurance - which option

Discussion in 'UPS Discussions' started by Hoaxster, Oct 21, 2009.

?

Which option did you select for your Flexible Benefits Plan

Poll closed Nov 20, 2009.
  1. Traditional option

    80.0%
  2. Healthy Savings option

    20.0%
  1. Monkey Butt

    Monkey Butt You can call me Chappy Staff Member

    I do not know of anyone that has taken the new option under the age of 35.

    Seems to be too many unanswered questions about coverage and a general sense of distrust.

    Which option did you take?
     
  2. Option A . . . There was a little cardiac stress in my life this past year; the bills passed seven grand real quick . . . Too many unknowns
     
  3. over9five

    over9five Moderator Staff Member

    <sigh> Another thread I can't participate in!
     
  4. brownIEman

    brownIEman Active Member

    but... um, you just did.... :happy2:


    as to the original question, my answer is : non of the above. Am choosing no coverage and will be covered under my wifes plan. slightly better coverage and slightly lower cost...
     
  5. UPSSOCKS

    UPSSOCKS Well-Known Member

    Hoax,

    Why would anyone enroll in the healthy savings plan? I don't understand it. It appears not to cost anything if you do just the routine preventive care throughout the year. Can you shed some quick light on this for me, only hours left to enroll..
     
  6. Hawk780

    Hawk780 No One in Particular

    I'm with BrownIEman, opting out, taking the $500 credit, and jumping on wife's plan. That said, I think the Healthy Savings Plan could save a lot of people a lot of money if they have (relatively) low heathcare costs. Think about this, the out of pocket max is $4,000 for traditional (family), and $6,000 for Healthy Savings (family), and the premiums (payroll deductions) are nearly $2,000 more for the traditional...

    Prescriptions are "better" covered (no deductible) under traditional, so that's a consideration, but again, without major health issues, a family/individual would be WAY ahead in the new plan. I'm not in HR, but did have to present the plan to my operation, so if you have any questions, let me know. -Hawk
     
  7. This thing is totally hosed up. So many uncertainties. No one is sure if we will be billed correctly (the contracted rate) at the time of service.
    I chose traditional because everytime I manipulated the estimator, it recommended "Healthy Savings".
    I have to admit, I was suspicious because I've been around here for 22+ years
     
  8. dman

    dman New Member

    Too bad management can't opt-in to the employee plan. Five dollar brand name drugs and Blue Cross Blue Shield coverage, something that my regular doctor actually accepts, instead of UHC.
    Something is very terribly wrong with organization when it is more advantageous to be an employee than in management.
     
  9. UPSSOCKS

    UPSSOCKS Well-Known Member

    Roger that,

    This healthcare issue is fishy. I think management loses big this year. No raises and higher healthcare costs.
     
  10. brownIEman

    brownIEman Active Member

    thank you Captain Obvious for that insightfull comment...
     
  11. randomUPSISer

    randomUPSISer New Member


    Just means UPS is going to continue to lose (the few remaining) skilled management it has.

    Ditto IS'ers, and BP's.
     
  12. UPSMGMNT

    UPSMGMNT Finance Supervisor

    I picked Traditional for medical and DMO for dental.
     
  13. Funfact

    Funfact Well-Known Member

    Another reason to stay in the union.