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Misplaced My Paycheck
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<blockquote data-quote="Southwestern" data-source="post: 936755" data-attributes="member: 33209"><p>Nearly all companies have streamlined the application process, utilizing electronic mediums because it's cost-efficient and more accurate. I'm a good example: whoever processed my paper application misspelled my name. It was a simple inverse of two letters, but it took YEARS (and much time & effort) to correct. UPS bills itself as paperless but many facilities don't follow the practice. For example, my facility prints out a forecast for EVERY package car (we have several hundred -- large building with three centers under one roof) each morning. Single-sided, most preloaders don't care and it winds up in blue recycle bins which are conveniently deposited into the dumpsters outside (the trash makes multiple visits every day).</p><p></p><p></p><p></p><p>You're a smart guy, why do you accept such poor service? I guarantee you there's a credit union local to you that offers free, full-service traditional checking accounts with higher deposit rates (which isn't saying much these days), lower borrowing rates and lower fees (e.g. $0 overdraft activation vs. $36 at most large banks). Plus, most credit unions participate in the CO-OP network which provides you with a nationwide ATM network (including deposits) much larger than any bank (including BoA, etc.) Many offer perks specific to young members (such as higher discounts, cash back on their first loan-car, private student, etc.). Additionally, there's plenty of very large regional banks still offering free, traditional checking accounts.</p></blockquote><p></p>
[QUOTE="Southwestern, post: 936755, member: 33209"] Nearly all companies have streamlined the application process, utilizing electronic mediums because it's cost-efficient and more accurate. I'm a good example: whoever processed my paper application misspelled my name. It was a simple inverse of two letters, but it took YEARS (and much time & effort) to correct. UPS bills itself as paperless but many facilities don't follow the practice. For example, my facility prints out a forecast for EVERY package car (we have several hundred -- large building with three centers under one roof) each morning. Single-sided, most preloaders don't care and it winds up in blue recycle bins which are conveniently deposited into the dumpsters outside (the trash makes multiple visits every day). You're a smart guy, why do you accept such poor service? I guarantee you there's a credit union local to you that offers free, full-service traditional checking accounts with higher deposit rates (which isn't saying much these days), lower borrowing rates and lower fees (e.g. $0 overdraft activation vs. $36 at most large banks). Plus, most credit unions participate in the CO-OP network which provides you with a nationwide ATM network (including deposits) much larger than any bank (including BoA, etc.) Many offer perks specific to young members (such as higher discounts, cash back on their first loan-car, private student, etc.). Additionally, there's plenty of very large regional banks still offering free, traditional checking accounts. [/QUOTE]
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