Morningstar Managed

Discussion in 'UPS Retirement Topics' started by upschuck, Apr 23, 2015.

  1. upschuck

    upschuck Avatar bet gone wrong

    Has anyone tried using the Morningstar managed option in the 401(k)? Just wondering what they offer. .2% is not that much of a fee, and if they give you a couple extra % points then it would be well worth it.
     
  2. brownmonster

    brownmonster Man of Great Wisdom

    I'm considering using the free option first. The funds I'm in now are the top performing we have available. Being 54 I might use their suggestions to get more balanced and conservative.
     
  3. upschuck

    upschuck Avatar bet gone wrong

    I might do that just to see if what they say is much different than what I am doing know.
     
  4. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    Keep in mind that when you and your wife start to have grandchildren that you may want to start 529's for them. I started one for my granddaughter----it's not much, just $50/month----but it will be well over $10K by the time she is ready to go to college. Of course, by that time (2033) textbooks will probably be $1K each.
     
  5. brownmonster

    brownmonster Man of Great Wisdom

    If textbooks even exist by then.