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Brown Cafe UPS Forum
UPS Retirement Topics
New Driver questions 401k/pension
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<blockquote data-quote="LeddySS98" data-source="post: 161836" data-attributes="member: 8574"><p>I did 6 years in the Marine corps 98 - 04... I've been to Iraq twice. I got on as a preloader in aug 05, and started driving July 06. I'm new enough where I still REALLY like working for UPS, yes management does some backwards things some days, but MOST of the guys that complain about this job I think they just have'nt had a bad job for a long time... BUT i'm new, so it's possible in a few years from now I'll be eating my own words griping about how much UPS sucks.. MAYBE.</p><p> </p><p>So with that out of the way my questions are this...I know nothing of the pension plan, is that just done automatically or do I need to wait for say a 5 year period, or is the pension no longer available for enrollment regarding the new drivers any more?</p><p> </p><p>I've put 25% into my 401 since march 06 and for the year I put in aprox. 6k I've been reading on here where the 401k is a good thing because teamsters cant touch it or something, yet the site I go to is teamster-ups national 401 tax deffered saving plan... Is this the same one everyone has? am I okay? Do I need to change anything... I have lowerd my % down to 16% when 07 hit. Any thoughts?</p><p> </p><p>And finally yes I"m doing the DRIP employee stock $75 a check each week...is the stock REALLY that bad to have or just more bad attitudes again...?</p><p> </p><p>Thanks guys, sorry if I got tooooo wordy in here, Thanks in advance</p></blockquote><p></p>
[QUOTE="LeddySS98, post: 161836, member: 8574"] I did 6 years in the Marine corps 98 - 04... I've been to Iraq twice. I got on as a preloader in aug 05, and started driving July 06. I'm new enough where I still REALLY like working for UPS, yes management does some backwards things some days, but MOST of the guys that complain about this job I think they just have'nt had a bad job for a long time... BUT i'm new, so it's possible in a few years from now I'll be eating my own words griping about how much UPS sucks.. MAYBE. So with that out of the way my questions are this...I know nothing of the pension plan, is that just done automatically or do I need to wait for say a 5 year period, or is the pension no longer available for enrollment regarding the new drivers any more? I've put 25% into my 401 since march 06 and for the year I put in aprox. 6k I've been reading on here where the 401k is a good thing because teamsters cant touch it or something, yet the site I go to is teamster-ups national 401 tax deffered saving plan... Is this the same one everyone has? am I okay? Do I need to change anything... I have lowerd my % down to 16% when 07 hit. Any thoughts? And finally yes I"m doing the DRIP employee stock $75 a check each week...is the stock REALLY that bad to have or just more bad attitudes again...? Thanks guys, sorry if I got tooooo wordy in here, Thanks in advance [/QUOTE]
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