klein
Für Meno :)
#1 in cost by double any other country !
(other countries spend 10% GDP or less for thier national "socialist" healthcare.
The mighty USA is predicted to spend 20%. - last few years 17 or 18%.
New Health Care Legislation
- Thread starter jim50321
- Start date
#1 in cost by double any other country !
(other countries spend 10% GDP or less for thier national "socialist" healthcare.
The mighty USA is predicted to spend 20%. - last few years 17 or 18%.
dannyboy
From the promised LAND
the reason we are so expensive is not the healthcare, its the legal system
ever read about how 5% is responsible for 65% of the costs? maybe we need to let that 5% go, then our healthcare costs would drop dramatically.
why is it that in our country, a doctor has to pay malpractice insurance that is 150 times what it is in other countries?
but yet the same scumbags that want to force us all on government healthcare dont want to limit lawsuits, in many cases bogus suits.
or tests that doctors have to order for their patients, not because they need them, but because if the doc does not, and something goes wrong, they can be sued.
you want to fix the problem, let insurance companies sell their insurance across state lines without restrictions. that by itself would lower healthcare 20% or more. who put those restrictions in place? yep our gooberment.
nothing like a gooberment to start the fire, call themselves to put it out, and proclaim themselves a hero on cnn
d
ever read about how 5% is responsible for 65% of the costs? maybe we need to let that 5% go, then our healthcare costs would drop dramatically.
why is it that in our country, a doctor has to pay malpractice insurance that is 150 times what it is in other countries?
but yet the same scumbags that want to force us all on government healthcare dont want to limit lawsuits, in many cases bogus suits.
or tests that doctors have to order for their patients, not because they need them, but because if the doc does not, and something goes wrong, they can be sued.
you want to fix the problem, let insurance companies sell their insurance across state lines without restrictions. that by itself would lower healthcare 20% or more. who put those restrictions in place? yep our gooberment.
nothing like a gooberment to start the fire, call themselves to put it out, and proclaim themselves a hero on cnn
d
klein
Für Meno :)
What you it bring you ? Sell insurance country wide ..
Tell me.
So a small healthy state like New England or Maine, has to pay for the slums in NY ....
Or, some have the idea of setting up smaller regional ones. Forgot the name , just now
You think bigger is better, then let the gooberment handle it.
If you think smaller is the way to go, then go regional....
You can`t have it both ways !
Go to Ft Lauderdale, and look at the mansions on the Intercoastal, with billion dollar yachts.
The CEO from metlife has one, close to Oprahs home there.
Maybe, thats part where the money is going , too...
Tell, you, no government employee lives like that. Not even Bush or Obama themselves.
Like I said. I can`t care less, what you decide on in the future.
Either way, it seems you won`t get it right, because it`s impossible, with the whole country and parties being so divided on the issue, that only a crap solution will be found.
HBGPreloader
Well-Known Member
As a small business owner, I've been "trying" to keep up with this and I can tell you it hasn't been easy. It doesn't help when I read the proposed legislation and realize how much of a burden this could be. I've pretty much given up staying on top of it now because it looks like I, along with many other small business owners, will, pretty much be screwed.
What scares me the most about this legislation is the fact that it still does not cover all Americans. In fact, if you did the research and math, the current proposal(s) still exclude about 6 - 13 million Americans, which happens to be the about same amount of people who currently do not have insurance. The 40 to 50 million Americans that our elected officials and other claim to not have medical coverage is a corrupt number because many of these people choose not to participate in the programs made available to them or can afford to live without insurance.
The truth of the matter is this "reform" is nothing more than a power and money grab. Many organizations (like AARP) stand to benefit even more from the proposed changes. Currently, AARP alone receives nearly $400 million dollars a year to license their name to supplemental Medicare insurance. Now imagine if they're allowed to expand their offerings. How much additional will they make and how much will it cost us?
If the current proposals were truly about reform, our alleged leaders would first make every effort to eliminate the waste, fraud and abuse of the current system, which is estimated to cost taxpayers tens of billions of dollars yearly. Heck, I think even the big "O" could be quoted as saying the number was closer to $200 billion a year.
In addition, the medical community would also step up to hold doctors accountable and try to reduce the number of medial errors and/or malpractice claims, which is estimated to kill hundreds of thousands of Americans annually. This alone would drastically reduce the number of lawsuits that are allegedly driving up doctors’ insurance costs.
Yes, there needs to be reform, but our government, who can't protect us from terrorism, identity theft, hackers into the pentagon or other vital resources like our electrical grid, is not capable of handling such an enormous undertaking. The system is corrupt and only a few will truly benefit with the current proposals. None of these leaders have the experience or the know how to make unbiased decisions that will benefit all Americans.
Anyway, when I was hired a few years ago, HR stated that UPS pays ~$145 a week to provide "health care benefits" to part time employees. I'm sure those costs have gone up since then, so I would say that we have "Cadillac" benefits and yes we probably will be penalized for this.
Checkers
What scares me the most about this legislation is the fact that it still does not cover all Americans. In fact, if you did the research and math, the current proposal(s) still exclude about 6 - 13 million Americans, which happens to be the about same amount of people who currently do not have insurance. The 40 to 50 million Americans that our elected officials and other claim to not have medical coverage is a corrupt number because many of these people choose not to participate in the programs made available to them or can afford to live without insurance.
The truth of the matter is this "reform" is nothing more than a power and money grab. Many organizations (like AARP) stand to benefit even more from the proposed changes. Currently, AARP alone receives nearly $400 million dollars a year to license their name to supplemental Medicare insurance. Now imagine if they're allowed to expand their offerings. How much additional will they make and how much will it cost us?
If the current proposals were truly about reform, our alleged leaders would first make every effort to eliminate the waste, fraud and abuse of the current system, which is estimated to cost taxpayers tens of billions of dollars yearly. Heck, I think even the big "O" could be quoted as saying the number was closer to $200 billion a year.
In addition, the medical community would also step up to hold doctors accountable and try to reduce the number of medial errors and/or malpractice claims, which is estimated to kill hundreds of thousands of Americans annually. This alone would drastically reduce the number of lawsuits that are allegedly driving up doctors’ insurance costs.
Yes, there needs to be reform, but our government, who can't protect us from terrorism, identity theft, hackers into the pentagon or other vital resources like our electrical grid, is not capable of handling such an enormous undertaking. The system is corrupt and only a few will truly benefit with the current proposals. None of these leaders have the experience or the know how to make unbiased decisions that will benefit all Americans.
Anyway, when I was hired a few years ago, HR stated that UPS pays ~$145 a week to provide "health care benefits" to part time employees. I'm sure those costs have gone up since then, so I would say that we have "Cadillac" benefits and yes we probably will be penalized for this.
Checkers
dannyboy
From the promised LAND
klein
no where did i say bigger was better. what i said was that the insurance companies need to be able to sell their products nation wide, without restrictions. that creates competition, not giants like you suggest.
as for costs, why should you have insurance to pay for a 60 dollar office visit. pay it out of your own pocket.
this saves money in so many ways
1 the drs office would not have to have three people on staff just to handle the routine insurance claims
2 the insurance company would not have to be involved in handling nickle and dime claims
3 the price of the office visit would be lower, because of the costs being lower.
one last broadside for those of you thinking this is wonderful
i have a son that no longer is under my insurance. he needs a medication that my wife is also on. we pay a 10 dollar copay each time hers is refilled. his cost on the same meds, without insurance is $7.82. you think that we let insurance pay for that med, and pay an additional 10 bucks?
in dealing with the hospitals and insurance. you get an automatic 60% discount if you dont have insurance at most hospitals. more at some, maybe not so much at others. but 60% is the average.
why is that if insurance is the answer to all our woes.
you dont buy car insurance and expect them to pay for getting your oil changed, why buy health insurance and expect them to pay for your viagra when you cant afford to pay for it yourself, much less the kids you produce as well.
the pricing of medical care, and the "costs" that set us up for being the most costly system is a shell game. value, actual costs, vs what insurance companies pay and what the providers actually get.
if anything, our gooberment needs to pass a truth in charges bill so that there is one charge for services, not 15.
d
av8torntn
Well-Known Member
Excellent point. Medical care is probably the only thing that I can think of that you have no idea what the cost is until after the purchase.
I would however suggest that the government not decide anything about pricing but allow instead the market to regulate pricing. Possibly something like when you get your car fixed how they must give you and estimate and be within a reasonable range of that estimate. This would allow you the opportunity to price shop if your concern is in fact ultimately pricing.
To the original question of weather or not our insurance will fall within the penalty range for having insurance that is to good. I think in the end what you will see and at this point everything is just a guess will be that ours and most union plans will fall just below the cap. This will allow the labor unions the ability to endorse the final bill. The cap will increase yearly somewhere around the rate of inflation while healtcare costs will continue to rise at a rate greater than inflation. We will likely at some point be faced with the penalty for having insurance that is good. My guess also is that this penalty will be paid by the consumer to the IRS not by employers or insurance companies.
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