New law. Kids on insurance until 26. What are the details?

[some1else]

Klien that argument is moronic. Benefits are part of our compensation for work performed. Your same argument would apply to pay ups has to charge x amount per package to make enough to pay us wouldnt it make more sense to just pay everyone in the country universaly then they can work according totheir abilities?

Just like any socialism remove incentive and people wont be productive. Do you think i would have come into ups at 5am all through college if my school and healthcare where paid for by obama?

Blue if it is so cheAp to insure them for an extra 8years go ahead and do it. Just dont make your coworkers pay for your lazy adult children

 

[brownmonster]

Just because a kid doesn't have employer sponsored healthcare doesn't make them lazy. You worked 4 hours a day at UPS and got free healthcare. If you would have worked the same hours at Mcdonalds you would have been on your parents until you graduated. My kid goes to school full time, works as a bartender/waitress some nights 4pm until 3am, lives in her own apt and pays her rent and utilities. When she graduates in the field that she chose there will be none of the promised surplus of jobs that were there when she started college. I'll take advantage of the safety net like so many of my fellow LAZY Americans do.

 

[over9five]

It's definitely not the same world we grew up in. It was easy to get some job with healthcare back then, not so now.

 

[klein]

Just because a kid doesn't have employer sponsored healthcare doesn't make them lazy. You worked 4 hours a day at UPS and got free healthcare. If you would have worked the same hours at Mcdonalds you would have been on your parents until you graduated. My kid goes to school full time, works as a bartender/waitress some nights 4pm until 3am, lives in her own apt and pays her rent and utilities. When she graduates in the field that she chose there will be none of the promised surplus of jobs that were there when she started college. I'll take advantage of the safety net like so many of my fellow LAZY Americans do.

I agree Brownmonster, I have 2 college going nieces in Florida. Well, they are pretty, but besides that, very petite.
They could never handle heaving long lasting lifting as a pre-loader.
But, they both work in the resturant busniess (waitressing and serving). No health bennies, ofcourse.
But, Florida is also more of a tourist state. Most jobs are in the hotel and resturant service there.

I would not call them lazy. On eworks soo many hrs in the resturant, she is afraid she might fail some grades.
(It's not easy to tell the owner, that your 5 hrs is up, and you wanna go home now, if the place is fully packed) ! - They want you to stick around.
Leave, and they just will find somebody else that is willing to take her job !

If anything, they should have a heathcare surchage on the tabs, so people that wine and dine there, pay for the staffs healthcare.

It's easy to work for UPS, and say it's free healthcare, but in reality it is not !
Someone pays for it.

If restaurants would hand out free healthcare, I'm sure the prices of food and drinks would go up.
Just like UPS does it.

 

[helenofcalifornia]

Over is right. You can no way compare the way it was for you 20 years ago to the way it is now. (Is this over population coming home to roost?)
And to answer the original question, the UPS health providers told me August 2011. When I called in June, they told me September 23. So something changed since then. My son and I were banking on him getting back on. His health insurance that he has now is mainly for catastrophes and not regular care. That's all he can afford.

 

[UpstateNYUPSer(Ret)]

Blue if it is so cheap to insure them for an extra 8years go ahead and do it. Just dont make your coworkers pay for your lazy adult children

Blue is right--it is not very expensive for an insurance company to insure young adults as they rarely if ever seek health care. Lazy? I would agree with you if they were not working or going to school but if they are college students or newly graduated it is very hard to find a job that offers benefits.

 

[some1else]

Helen i graduated 2 years ago not 20. People just need to evaluate all compensation for a job. If you make 8.50 as a preloader and benies and tuition asistance perhaps that is a better deal than 20+ an hour as a waitress minus the monthly cost of insurance. Ups healthcare is not free it is part of our compensation.
Just becuase your kid chose an easier higher payig (cash) job does not mean that the my insurancen pool should pay for her.

 

[2Young2Retire]

It's interesting to see this coming up. I am the parent of a child that is currently going to school part time because he is less than x amount of credits. UPS requires verification every year of the eligibility of dependent children in order to remain on their parents' policy. There is a huge insurance gap for young adults that are older than 18, but no longer covered under any health care programs. It was mentioned in this post that in general, this age group has few claims in comparison to older age groups, but when they do require medical care it's generally for catastrophic or at the very least expensive care that they can ill afford (no pun intended).

Interestingly enough, prior to the Obama administrations "health care reform" friend(sic), again, no pun intended, I think it was Pennsylvania's governor that signed into law in July 2009 a bill that became effective Jan. 1, 2010, requiring young adults to remain covered under their parent's health care with very few restrictions. However, the lobbyists managed to throw in one important exemption - employers that are self funded, such as UPS, are exempt. This is ironic to me, as these health care costs are likely neglicble to a large company like UPS, and generally the only companies that are self funded for insurance are the huge companies that can absorb costs like these much easier than small companies paying someone else to underwrite their insurance policies.