upsbeernut
Sometimes i feel like a nut sometimes i dont
enjoy the free baby, i never paid anything for my two ecept 300 dollars for a private room due to complications.
Not One Cent!
- Thread starter badupser
- Start date
upsbeernut
Sometimes i feel like a nut sometimes i dont
i would be filing bankruptcy if it wasnt for our benefits. The wife has multiple problems and is on 8 different medications.
upschuck
Well-Known Member
They end up being more expensive than your house.
upsbeernut
Sometimes i feel like a nut sometimes i dont
Both of ours are still living here 28 and 23 , i was on my own at 18 no longer than 20 , wow the economy and society has changed everything. Love is priceless and expensive.
UpstateNYUPSer(Ret)
Well-Known Member
The last time my son moved out I changed the locks.
Mugarolla
Light 'em up!
You do not know this to be true.
PT Car Washer
Well-Known Member
My son won't give me the chance. At least he's working and going to school. Working the Day sort 4 days a week.
Mugarolla
Light 'em up!
Again, You don't know this to be a fact. You're guessing.
Mugarolla
Light 'em up!
You don't go to the ER for a cold.
You have chest pains. The first thing any emergency personnel tells you is to go to the ER right away if you are having chest pains.
You go to the ER, spend 8 hours there, they run every test in the book and find out angina or heartburn. They send you home and do not admit you. You are liable of 20% of what, a $4000 bill. Good luck paying that $800. It "was" free.
Mugarolla
Light 'em up!
You pay your 20%.
saintrick
Well-Known Member
At both.
Theking30
SHORTY
Do these other people that pay more work at Ups?
Sorry, but I do not give a flip about joe blow lazy butt.
Who works at a job that he or she can run errands for the family and show up late and works 8 hours a day and attends his kids after school functions.
The fact is it really does not matter we are all screwed.
Thanks to our great Prez.
olroadbeech
Happy Verified UPSer
emergency should be 100%
other: have learned the hardway about the copay. I ask upfront what my co pay will be. usually they don't know so I call Delta insurance to find out.
I also ask UPFRONT if they will take what the insurance co. pays as payment in full whether it is 80 or 90%. sometimes they say yes. sometimes no. I have them sign paper. if not I go to another provider that is happy with 90% from insurance.
sometimes I don't have a choice and have to use a provider that sends me a bill for the balance ( we don't have copays in the west , yet )
I negotiate with them after I get 3 or 4 bills and they almost will always negotiate a lesser amount or write off the rest.
my mother used to work at a hospitable billing dept. they overcharge on purpose to help pay for people who have no insurance or very poor coverage.
they never expect 100 % but act like it.
everything is negotiable.
other: have learned the hardway about the copay. I ask upfront what my co pay will be. usually they don't know so I call Delta insurance to find out.
I also ask UPFRONT if they will take what the insurance co. pays as payment in full whether it is 80 or 90%. sometimes they say yes. sometimes no. I have them sign paper. if not I go to another provider that is happy with 90% from insurance.
sometimes I don't have a choice and have to use a provider that sends me a bill for the balance ( we don't have copays in the west , yet )
I negotiate with them after I get 3 or 4 bills and they almost will always negotiate a lesser amount or write off the rest.
my mother used to work at a hospitable billing dept. they overcharge on purpose to help pay for people who have no insurance or very poor coverage.
they never expect 100 % but act like it.
everything is negotiable.
olroadbeech
Happy Verified UPSer
that's how illegal aliens get free health care here in Cali.
UpstateNYUPSer(Ret)
Well-Known Member
He is right----changes were going to be made to the healthcare plan if UPS had retained control.
UpstateNYUPSer(Ret)
Well-Known Member
Thank you, Moreluck.
Mugarolla
Light 'em up!
They were going to propose changes. Does not mean we had to accept them. Even though it was UPS insurance, it would still have been negotiable in the contract and, as a last resort, we could strike.
And who knows whether they would have changed the 100% emergency room even if not admitted.
They started with a $30, $60, $90 monthly copay to keep the existing insurance with no changes. They dropped their offer to $20, $40, $60 before Hall said he will throw us into Teamcrap. If Hall stuck to his guns, they may have dropped the copay all together just to get the contract ratified and tried again for a copay in 2018.
We will never know though, Hall sold us out.
RealPerson
Well-Known Member
Depends on Where you live.
The urgent care places here are only open during normal doctors hours...
My daughter was taken to an urgent care when we were out of state on vacation and we were charged 20%.
