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Not One Cent!
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<blockquote data-quote="Bagels" data-source="post: 1426044" data-attributes="member: 43436"><p>The former UPS-Administered plan for PTers:</p><p>"Paid at 100% within 72 hours of accident or hospitalization; otherwise $25 copay."</p><p></p><p>I know of plenty of PTers who used the ER as their PCP/GP because they did not have to pay the $10 co-pay required of the latter. Hospitals are still a business, and if you bring your sick child showing mild symptoms of a cold in many will be more than happy to key it as an emergency rendering full payment. I've never been to a ER -- thankfully I've never had a true emergency and my family is so acquainted with my doctor that he prioritizes my (rare) visits -- but I have no reason to doubt the countless stories I've heard of no co-pays at the ER. Especially given how many of these people are now p'd off at TeamCare.</p><p></p><p></p><p></p><p>It looks like you're right -- I assumed it'd be covered under the wellness program, but it appears it's excluded. I get mine free from school (which seeks reimbursement from my insurance ... UPS would always reject the claim though) so I don't really know. Most community health departments offer flu shots for less than $10, and Costco is only $15, so not really that big of a deal.</p></blockquote><p></p>
[QUOTE="Bagels, post: 1426044, member: 43436"] The former UPS-Administered plan for PTers: "Paid at 100% within 72 hours of accident or hospitalization; otherwise $25 copay." I know of plenty of PTers who used the ER as their PCP/GP because they did not have to pay the $10 co-pay required of the latter. Hospitals are still a business, and if you bring your sick child showing mild symptoms of a cold in many will be more than happy to key it as an emergency rendering full payment. I've never been to a ER -- thankfully I've never had a true emergency and my family is so acquainted with my doctor that he prioritizes my (rare) visits -- but I have no reason to doubt the countless stories I've heard of no co-pays at the ER. Especially given how many of these people are now p'd off at TeamCare. It looks like you're right -- I assumed it'd be covered under the wellness program, but it appears it's excluded. I get mine free from school (which seeks reimbursement from my insurance ... UPS would always reject the claim though) so I don't really know. Most community health departments offer flu shots for less than $10, and Costco is only $15, so not really that big of a deal. [/QUOTE]
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