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Not One Cent!
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<blockquote data-quote="olroadbeech" data-source="post: 1426894" data-attributes="member: 52145"><p>emergency should be 100%</p><p></p><p>other: have learned the hardway about the copay. I ask upfront what my co pay will be. usually they don't know so I call Delta insurance to find out.</p><p></p><p>I also ask UPFRONT if they will take what the insurance co. pays as payment in full whether it is 80 or 90%. sometimes they say yes. sometimes no. I have them sign paper. if not I go to another provider that is happy with 90% from insurance.</p><p></p><p>sometimes I don't have a choice and have to use a provider that sends me a bill for the balance ( we don't have copays in the west , yet )</p><p></p><p>I negotiate with them after I get 3 or 4 bills and they almost will always negotiate a lesser amount or write off the rest.</p><p></p><p>my mother used to work at a hospitable billing dept. they overcharge on purpose to help pay for people who have no insurance or very poor coverage.</p><p></p><p>they never expect 100 % but act like it.</p><p></p><p>everything is negotiable.</p></blockquote><p></p>
[QUOTE="olroadbeech, post: 1426894, member: 52145"] emergency should be 100% other: have learned the hardway about the copay. I ask upfront what my co pay will be. usually they don't know so I call Delta insurance to find out. I also ask UPFRONT if they will take what the insurance co. pays as payment in full whether it is 80 or 90%. sometimes they say yes. sometimes no. I have them sign paper. if not I go to another provider that is happy with 90% from insurance. sometimes I don't have a choice and have to use a provider that sends me a bill for the balance ( we don't have copays in the west , yet ) I negotiate with them after I get 3 or 4 bills and they almost will always negotiate a lesser amount or write off the rest. my mother used to work at a hospitable billing dept. they overcharge on purpose to help pay for people who have no insurance or very poor coverage. they never expect 100 % but act like it. everything is negotiable. [/QUOTE]
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