Ouch. New Insurance Co Pay

Discussion in 'UPS Union Issues' started by undies, Jun 7, 2015.

  1. undies

    undies Active Member

    So I'm getting an MRI done for the first time since we've changed to the Western Region plan...I've had a few in the past at no cost to me, pretty nifty! Sadly today, I have to pay a $150 co pay! Yikes, I had no idea. I guess it's still a good deal in context of MRI land, but it was great getting it 100% covered in the past.
     
  2. upschuck

    upschuck Avatar bet gone wrong

    In Teamcare? 100% if you go to a US Imaging place.
     
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  3. sailfish

    sailfish Having way too much fun.

    That's why I'll never vote yes on anything anymore. Even if the union tries to say we're getting a "good deal".
     
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  4. undies

    undies Active Member

    Not team care, western region/177 plan, aka the carve out I believe.
     
  5. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    Did you get the MRI for an on or off job injury?
     
  6. upschuck

    upschuck Avatar bet gone wrong

    Maybe they shouldn't of "carved out"?
     
  7. ikoi62

    ikoi62 Member

    funny i had one done a couple months ago..same local 177 and it didn't cost me a dime.
     
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  8. wide load

    wide load Well-Known Member

    Ridiculous statement regardless of topic.
     
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  9. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    Same MRI provider?
     
  10. ManInBrown

    ManInBrown Well-Known Member

    I'm getting one soon. Im in Western Region/177 as well. Will report back
     
  11. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    Make sure that they are a participating provider before you go.
     
  12. box_beeyotch

    box_beeyotch Well-Known Member

    Not at all, he's 100 percent right. No one paid attention last go around and look how we ended up.
     
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  13. anHOURover

    anHOURover Well-Known Member

    Carve out and team care are no where near what we had in the company plan. THEY LIED!! Where's all the vote yes cheerleaders??
    BUG?? LEAD BELLY??? WIDE LOAD?
    you roosters are quiet!
     
  14. ManInBrown

    ManInBrown Well-Known Member

    The company plan was sick. Option to get Brand name medications for $5.00 is insane. No insurance offers brand name for $5.00. That was the best thing about the company plan. Obviously people with major health issues would probably disagree, JMO. I'm on a few maintenance meds. The generic is so inferior. My generic allergy medication is useless. The brand name was great.
     
  15. CHALLY9TX

    CHALLY9TX Active Member

    Generics work just fine. It's all in your head.
     
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  16. oldngray

    oldngray nowhere special

    Not true. Not all generics work the same for everyone. The active ingredients are identical but the complete formulation will vary. Some generics are just as good but with others there is a noticeable difference.
     
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  17. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    For the most part generics are just as good as the brand name. The problem is psychological. Patients know they will get better if they take the brand name drug but often do not have the same confidence when they take the generic version. It is called the placebo effect.
     
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  18. oldngray

    oldngray nowhere special

    Sometime true but not always. The inactive ingredients can have effects such as altering rates of absorption which impacts people differently. Some generics you can tell the difference without being told whether it is name brand or not. Some are just as good and in those cases definitely get the generic but people should still have the option to get name brand if it works better for them. Or even go to a different pharmacy that uses generics from a different manufacturer that may work better for them.
     
  19. wide load

    wide load Well-Known Member

    That's not what he said. He made a 100 percent close minded statement that was ridiculous. It's like saying that whenever your kids need something you won't buy it. Ridiculously obstinate.
     
  20. wide load

    wide load Well-Known Member

    So post the line by line. We can discuss your emotional distress.