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<blockquote data-quote="vantexan" data-source="post: 2111579" data-attributes="member: 24302"><p>On my el cheapo plan the deductible is $2250, which I've now met. If I go back again this year I'll "only" have to pay 30% of the cost, but the 2nd and 3rd ER visits require a $500 copay. After an annual out of pocket of $4850 they cover 100%. So yeah, it's mostly a catastrophic plan, and seems designed to discourage using it if possible.</p></blockquote><p></p>
[QUOTE="vantexan, post: 2111579, member: 24302"] On my el cheapo plan the deductible is $2250, which I've now met. If I go back again this year I'll "only" have to pay 30% of the cost, but the 2nd and 3rd ER visits require a $500 copay. After an annual out of pocket of $4850 they cover 100%. So yeah, it's mostly a catastrophic plan, and seems designed to discourage using it if possible. [/QUOTE]
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