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<blockquote data-quote="59 Dano" data-source="post: 2225078" data-attributes="member: 23516"><p>I had some things done at the end of last year/beginning of this year. I hadn't used any of the deductible last year, so I paid just about the full expense for what was done in December. Then I started back at 0 for the purposes of my deductible in January! The timing stunk to high heaven. </p><p></p><p>I noticed something about the 2016 stuff. I paid a total of $800 out of pocket. My EOB (I guess that's what it was) shows that the rest was covered by a combination of some of my HSA and my insurance coverage, and my deductible still hasn't been met for the year. I always thought that they deplete your HSA before you have to pay anything out of pocket and that none of your coverage --except maybe the flat fee stuff-- kicked in until you'd satisfied the deductible. </p><p></p><p>That stuff is as confusing as hell.</p></blockquote><p></p>
[QUOTE="59 Dano, post: 2225078, member: 23516"] I had some things done at the end of last year/beginning of this year. I hadn't used any of the deductible last year, so I paid just about the full expense for what was done in December. Then I started back at 0 for the purposes of my deductible in January! The timing stunk to high heaven. I noticed something about the 2016 stuff. I paid a total of $800 out of pocket. My EOB (I guess that's what it was) shows that the rest was covered by a combination of some of my HSA and my insurance coverage, and my deductible still hasn't been met for the year. I always thought that they deplete your HSA before you have to pay anything out of pocket and that none of your coverage --except maybe the flat fee stuff-- kicked in until you'd satisfied the deductible. That stuff is as confusing as hell. [/QUOTE]
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