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Part-timer injury question
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<blockquote data-quote="dannyboy" data-source="post: 819593" data-attributes="member: 484"><p>First off, While I suggested taking a steward with you, it was for documentation only. He has no right to speak on your behalf, as the company has not violated any portion of the contract. So they are there only for witnessing the companies response. As a practical matter, any employee will do that is trustworthy.</p><p> </p><p>Secondly, I would love for someone to explain to me how a doc determines an injury is work related, days or weeks after the injury? Of course, you will tell him so, but everybody keeps stating that the doc will determine it was work related. So how, ESP?</p><p> </p><p>Insurance is kinda funny when it comes to workers comp injuries. They will not pay them. So the problem lies in the fact that when you go to your doc and tell him its work related, it is documented as workers comp. Then when the insurance gets the bill, they either refuse to pay the claim, or call you for further information. AT that time you either have to lie to get them to pay the bill, or they flat tell you they will not pay it. Been that route too many times myself. So how are you going to hide the fact that this is work related from your insurance? Lie? Thats insurance fraud.</p><p> </p><p>Years ago, if the doc did not document how and where the injury occurred, you could get insurance to cover the bill, and then fight it out later with comp. But that is very expensive on insurance companies, and docs, as insurance companies and workers comp dont always pay the same amounts. So any more, unless you and your doc lies on the forms, it would be very rare for your insurance to pick it up, and get reimbursed by comp.</p><p> </p><p>Check the phone number above with what is posted on your info board at work. If it is the same number, go ahead and call them today. I would record the conversation if it were me. They do. Skip talking to your sup if they really did tell you no. Then go see the lawyer and have them speak for you afterward, or even talk to him before you call. But again, once you have a lawyer, you dont talk to anyone else about the injury besides the lawyer. The company and the insurance company neither one have the right to ask you any additional questions after that point.</p><p> </p><p>d</p></blockquote><p></p>
[QUOTE="dannyboy, post: 819593, member: 484"] First off, While I suggested taking a steward with you, it was for documentation only. He has no right to speak on your behalf, as the company has not violated any portion of the contract. So they are there only for witnessing the companies response. As a practical matter, any employee will do that is trustworthy. Secondly, I would love for someone to explain to me how a doc determines an injury is work related, days or weeks after the injury? Of course, you will tell him so, but everybody keeps stating that the doc will determine it was work related. So how, ESP? Insurance is kinda funny when it comes to workers comp injuries. They will not pay them. So the problem lies in the fact that when you go to your doc and tell him its work related, it is documented as workers comp. Then when the insurance gets the bill, they either refuse to pay the claim, or call you for further information. AT that time you either have to lie to get them to pay the bill, or they flat tell you they will not pay it. Been that route too many times myself. So how are you going to hide the fact that this is work related from your insurance? Lie? Thats insurance fraud. Years ago, if the doc did not document how and where the injury occurred, you could get insurance to cover the bill, and then fight it out later with comp. But that is very expensive on insurance companies, and docs, as insurance companies and workers comp dont always pay the same amounts. So any more, unless you and your doc lies on the forms, it would be very rare for your insurance to pick it up, and get reimbursed by comp. Check the phone number above with what is posted on your info board at work. If it is the same number, go ahead and call them today. I would record the conversation if it were me. They do. Skip talking to your sup if they really did tell you no. Then go see the lawyer and have them speak for you afterward, or even talk to him before you call. But again, once you have a lawyer, you dont talk to anyone else about the injury besides the lawyer. The company and the insurance company neither one have the right to ask you any additional questions after that point. d [/QUOTE]
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