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Peak 2017
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<blockquote data-quote="bacha29" data-source="post: 3064198" data-attributes="member: 58386"><p>I'm sure that you know that if you take SS at 62 you'll have a permanent 25% reduction in monthly benefit. If you postpone taking SS until 66-67 there are obviously no benefits payed. However the general rule is that you'll recover the lost benefits through the higher monthly payout if you live to age 74. If you're Type 2 diabetic why not take a shot at SSD and be done with it? Granted 74% of all first time SSD claims are denied ,you have 1 in 10 chance of being granted a reconsideration and it takes an average of 21 months just to get a hearing granted if you get one at all.Yet no one was in a greater state of shock then I was when my first application went through in just 3 months. The kind of work I did along with a 40 plus year record of paying in at least something every year plus the short time until full retirement age is what weighed heavily in my favor.</p></blockquote><p></p>
[QUOTE="bacha29, post: 3064198, member: 58386"] I'm sure that you know that if you take SS at 62 you'll have a permanent 25% reduction in monthly benefit. If you postpone taking SS until 66-67 there are obviously no benefits payed. However the general rule is that you'll recover the lost benefits through the higher monthly payout if you live to age 74. If you're Type 2 diabetic why not take a shot at SSD and be done with it? Granted 74% of all first time SSD claims are denied ,you have 1 in 10 chance of being granted a reconsideration and it takes an average of 21 months just to get a hearing granted if you get one at all.Yet no one was in a greater state of shock then I was when my first application went through in just 3 months. The kind of work I did along with a 40 plus year record of paying in at least something every year plus the short time until full retirement age is what weighed heavily in my favor. [/QUOTE]
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