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<blockquote data-quote="Oldfart" data-source="post: 3064352" data-attributes="member: 64407"><p>Other than illness,&nbsp; most of your other examples are excuses.&nbsp;&nbsp; They are just part of life&#039;s events and happens to plenty of people that still manage to prepare for retirement. When is the last time you carried your lunch to work instead of eating a $8 lunch?&nbsp;&nbsp; When did you last visit Starbucks?&nbsp;&nbsp; When is the last time you signed up to work a Saturday or even worked a day or 2 when you were on vacation and doing nothing, perfect time to make 2 1/2 salary?&nbsp; When is the last time you drove a few hours on Lyft or Uber, making $ instead of doing nothing?&nbsp;&nbsp; How many premium channels do you have on your cable package?&nbsp; &nbsp; What kind of car do you drive?&nbsp; Is it more car than you should be driving on your salary.&nbsp; I drive a &#039;96 GMC&nbsp; with over 200k miles on it and luckily I can afford something way nicer but by making sacrifices during my working years, I will soon retire comfortably.&nbsp; I have never owned a new car and have never paid a car note.&nbsp; If a person has been working since they were 16 and had a job with a 401K since they were 25 or 30,&nbsp; there is no reason they can&#039;t retire by the time they are in their mid 60&#039;s.&nbsp; Unless they are like you,&nbsp; full of excuses. As you have found,&nbsp; it is much easier to make excuses than it is to make changes and sacrifices to achieve a goal.</p></blockquote><p></p>

[QUOTE="Oldfart, post: 3064352, member: 64407"] Other than illness, most of your other examples are excuses. They are just part of life's events and happens to plenty of people that still manage to prepare for retirement. When is the last time you carried your lunch to work instead of eating a $8 lunch? When did you last visit Starbucks? When is the last time you signed up to work a Saturday or even worked a day or 2 when you were on vacation and doing nothing, perfect time to make 2 1/2 salary? When is the last time you drove a few hours on Lyft or Uber, making $ instead of doing nothing? How many premium channels do you have on your cable package? What kind of car do you drive? Is it more car than you should be driving on your salary. I drive a '96 GMC with over 200k miles on it and luckily I can afford something way nicer but by making sacrifices during my working years, I will soon retire comfortably. I have never owned a new car and have never paid a car note. If a person has been working since they were 16 and had a job with a 401K since they were 25 or 30, there is no reason they can't retire by the time they are in their mid 60's. Unless they are like you, full of excuses. As you have found, it is much easier to make excuses than it is to make changes and sacrifices to achieve a goal. [/QUOTE]

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