I am central states ,14 years part time and 15 fulltime.. I do the retirement calculator for 2023 which would make me 57 years old. 14 pt and 23 ft years..(22.3).. We have yet to have many retire who were pt so long and get accurate info on how this works. My retirement cal on upsers says i would get 2500.00 a month from the ups/ibt ft pension plan in 2023 at 57 . Is this just the fulltime pension an then i would get a separate check at 57 years old for my 14 pt years x 50.00 or so?? Or would i have to wait later to get my pt pension ?? Also how much is central states health ins when you retire ?? I have yet to see a definite answer. I was also told that 30 years total we wouldnt have to worry about the 6% penalty as we would either get the accrual rate or regular rate,whichever is more. My plan is to retire before the 2018-2023 contract is up in case they cut benefits or sell out etc. Hopefully those already retired will be grandfathered into their checks. Thanks for any info from those who have this experience.