I've been married for over 17 years now and still we have separate bank accounts. I'm just wondering how many of you out there do the same? The way we handle finances are that I pay the mortgage while she pays all the utilities (we each have our own car payments). The groceries are about 60/40 since I make more than she does. It works out just fine and I like the fact that I can spend or save at my discretion and we discuss anything that considered high end purchases. I love taking the family out on my "dime" kinda feels like your single in a weird sort of way. One last thing, we never open each others mail.