Pre-existing Conditions

Jessica86

New Member
Hello, I'm new here.

My husband works for Ups and he is a member of a union. He and our daughters have the BlueCross BlueShield Teamcare insurance. We live in Texas. My question is does this insurance exclude pre-existing conditions? My husband and I are just common law marriage so I'm not insured right now. I've been referred to a specialist that we can't afford. So if we went out and "officially" got married I'm wondering if I could see a specialist then without any problems. If anyone knows the answer or where I could find the answer I would very much appreciate it!

Thank you
 

rod

Retired 22 years
I would suggest you call your healthcare provider and get the real story. What is it with Texas and everyone just being in a common law marriage?
 

Ageorgiamomma

New Member
I have a lot of health issues and they were almost all preexisting. Our insurance coverage has been wonderful. I would have your husband call the insurance co to be sure of the details. I would ask how long it takes for coverage to start once you are officially married. I would also explain your condition(s) and verify it will be covered. But from what I know of our insurance here (Georgia) it does cover preexisting conditions. I hope it works out for you!
 

bottomups

Bad Moon Risen'
She should post a picture of them.
images
 
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